In this episode of Retire in Texas, Darryl Lyons addresses the growing emotional and mental strain many Americans are experiencing in today's economic climate. With 83% of individuals reporting that rising costs are affecting their mental health, Darryl unpacks the concept of "stressflation" and explains why financial pressure has become overwhelming for many households.

He breaks the discussion into five key areas using the PERMA happiness framework:

• Positive emotions, including how practicing gratitude, shifting perspective, and focusing on personal progress can help reduce negative reactions to financial stress.

• Engagement, emphasizing how finding activities that create "flow" - whether hobbies, work, or creative outlets - can help people stay grounded and mentally refreshed.

• Relationships, highlighting the importance of community, generosity, and genuine connection, especially during periods of financial strain or isolation.

• Meaning, reminding listeners to look to their personal life stories and experiences to find purpose, direction, and opportunities to support others.

• Accomplishment, offering examples of small wins and activities that restore a sense of progress, purpose, and control during uncertain economic periods.

Darryl also shares behavioral finance insights, real-life observations, and practical guidance for listeners who feel "stuck" in today's K-shaped economy. His message encourages long-term thinking, personal responsibility, and healthier emotional habits to help individuals navigate financial challenges more clearly.

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This episode provides general educational information only and is not intended to provide specific investment, tax, or legal advice.

Resources:

https://positivepsychology.com/perma-model/

https://pmc.ncbi.nlm.nih.gov/articles/PMC3037397/

https://lifestance.com/insight/financial-stress-impact-mental-health-statistics-2025/