Finding safe, stable housing is one of the most important — and often most challenging — parts of settling into a new country. In this episode of Afros in the Diaspora: The Expert’s Corner, host Sarah Uwadiae sits down with Realtor Rose Lokiru for a practical, educational conversation about navigating the Canadian housing market as an immigrant.

This episode breaks down what newcomers and long-settled immigrants need to know about renting, buying, tenancy rights, and protecting themselves from common pitfalls. From avoiding rental scams and understanding tenant protections to preparing for mortgage approval and exploring alternatives like rent-to-own or co-ownership, Rose shares clear, accessible guidance designed to help listeners make informed housing decisions.

Whether you’re renting your first apartment, considering your first home purchase, or still finding your footing years after arriving in Canada, this conversation offers tools, clarity, and reassurance.

What You’ll Learn

• Renting vs buying: how to decide what’s right for you
• Your rights and protections as a tenant in Canada
• How to identify rental scams and unfair landlord practices
• When and how to prepare for buying a home
• Government programs and incentives for first-time buyers
• What documents lenders look for in mortgage approval
• Saving strategies for a down payment
• Rent-to-own, co-ownership, and alternative paths to homeownership
• Common first-time buyer mistakes — and how to avoid them

About the Guest

Rose Lokiru is a licensed Realtor who works closely with immigrants, newcomers, and first-time buyers navigating the Canadian housing market. She is known for her education-first approach, helping clients understand their rights, avoid costly mistakes, and build long-term housing stability with confidence.

About The Expert’s Corner

The Expert’s Corner is a series within Afros in the Diaspora that provides educational insights, practical tools, and community-informed conversations to support immigrants — whether newly arrived or still finding their feet — as they navigate life in Canada.

Disclaimer

This episode is for educational and informational purposes only and does not constitute legal, financial, or professional advice. Listeners are encouraged to seek personalized guidance from qualified professionals for their individual situations.