Homeowner AF: The Canadian First Time Homebuying Podcast copertina

Homeowner AF: The Canadian First Time Homebuying Podcast

Homeowner AF: The Canadian First Time Homebuying Podcast

Di: Brianna Goslin
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A proposito di questo titolo

Welcome to Homeowner AF: The Canadian First Time Homebuying Podcast, the ultimate resource for first-time homebuyers in Ontario and across Canada. Hosted by experienced mortgage agent Brianna Goslin, each week she breaks down the barriers to homeownership, offering practical, easy-to-digest advice that will help you navigate the complexities of buying your first home, while de-mystifying your entry into Canadian Real Estate.

Brianna covers topics like:

  • Why do I need a pre-approval?
  • What happens in the mortgage pre-approval process.
  • How much cash do I need to close?
  • How to expedite your down payment savings.
  • What you should know when purchasing your first home after a divorce.
  • What you need to know about credit scores.
  • Housing market trends.
  • Interest rates and how they affect you.
  • Essential information about home insurance for new buyers

and so many more first-time homebuying questions!

This podcast supports Canadian first-time homebuyers at every stage of the homebuying journey, from real estate curious to ready to buy househunters- Homeowner AF will keep you motivated, inspired, and well-informed about the Canadian homebuying process.

Tune in weekly for fresh insights that will make your home-buying journey feel less overwhelming and more empowering.

© 2026 Homeowner AF: The Canadian First Time Homebuying Podcast Economia Finanza personale
Episodi
  • Let’s Talk About Gifted Downpayments: What First-Time Home Buyers in Ontario Need to Know

    Let’s Talk About Gifted Downpayments: What First-Time Home Buyers in Ontario Need to Know
    May 12 2026

    Welcome back to Homeowner AF! Today on the podcast, I'm breaking down how gifted down payments work for first time home buyers in Canada and what you need to know before using gifted funds toward your home purchase. I also share advice for buyers who are saving without family support and explain why having a strategic homeownership plan can still move you closer to buying your first home in Canada. Whatever your situation, I'm here to get you closer to your goal!

    In this episode, I cover:

    • Who can gift funds and what lenders typically allow
    • The paperwork and bank documentation needed for mortgage approval
    • Why closing costs may still need to come from your own savings
    • What borrowers need to know before accepting gifted funds from family
    • How working with a mortgage agent early can help speed up your home buying journey

    If you’re preparing for a mortgage pre-approval or wondering how gifted funds affect your mortgage application, this episode will help you understand the process with confidence.

    Send your podcast questions to hello@briannagoslinmortgages.com and my socials below, or send me a voice note to be featured on the podcast!

    Specific Questions? Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages
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    10 min
  • What NOT To Do When You're Pre-Approved

    What NOT To Do When You're Pre-Approved
    May 5 2026

    Many people assume that once they’re pre-approved, everything is set. Today on Homeowner AF, I’m sharing why this is a myth and exactly what you should avoid doing after receiving your mortgage pre-approval. If you’re a first time homebuyer, you’re going to want to listen in so you can avoid these common mistakes.

    In this episode, I cover:

    • The three key factors your pre-approval is based on and the importance of not making any changes to them
    • Why co-signing any loan can potentially nullify your pre-approval
    • How switching jobs during the pre-approval period can impact your mortgage terms, even if it’s to a higher paying job
    • The importance of managing your credit after you’ve been pre-approved
    • Why you must communicate any changes to your down payment to your mortgage broker

    If you found today’s conversation helpful, give this episode a like and review. If you'd like to discuss your specific situation, book a free call with me. Stay tuned for more insider tips to help you navigate the home buying process.

    Specific Questions? Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages
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    10 min
  • I'm Pre-approved, Now What? Next Steps for First Time Home Buyers

    I'm Pre-approved, Now What? Next Steps for First Time Home Buyers
    Apr 28 2026

    Today on the podcast, I walk you through exactly what happens after you’ve been pre-approved and how to confidently move forward in your home buying journey. We dive into the practical next steps every first time home buyer in Ontario needs to take to turn that pre-approval into a successful home purchase.

    In this episode, I cover:

    • How to choose the right realtor and why finding someone who aligns with you is key to your homeownership experience
    • Why you need to send me MLS listings before making an offer and how I help determine your maximum offer price
    • How property taxes, rental income potential, and interest rate changes can impact your affordability and mortgage strategy
    • The hidden red flags in properties that could get your mortgage declined by lenders or insurers
    • What documents need to be updated quickly to meet financing conditions and avoid delays
    • How to protect yourself with the right financing conditions and why doing your due diligence upfront is critical as a first time home buyer

    I hope this episode helps you make the move from pre-approval to purchase with clarity and confidence! If you’re in the process of becoming a first-time homeowner in Ontario, subscribe to the podcast for more expert advice.

    Specific Questions? Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages
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    9 min
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