Home Storm Damage: What to Do Before Insurance Approval
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What should you do when a storm damages your home and you're waiting for the insurance adjuster? Knowing how to protect your property, document the damage, and make temporary repairs can help prevent a bad situation from getting worse.
On this episode of All About Home Construction, Terry Gunnell-Beck and Randy Blake discuss five common weather-related home disasters and what homeowners should do next.
We cover:
Frozen and Burst Pipes: How to stop the water, limit damage, and handle repairs.
Trees Falling on Houses: What to do when a fallen tree damages your roof or home.
Wind and Tornado Roof Damage: Temporary protection and what needs to be repaired properly.
Basement and Crawl Space Flooding: How to address water intrusion, drainage problems, and moisture damage.
Landslides, Mudslides, and Erosion: What homeowners should know about unstable slopes, retaining walls, and foundation damage.
We'll explain practical emergency fixes, what to photograph and document before the insurance adjuster arrives, and how permanent repairs should address the underlying problem—not just the visible damage.
Remember: Safety comes first. Take reasonable steps to prevent additional damage, keep receipts, and document everything you can safely photograph. Contact your insurance company promptly, and coordinate non-emergency repairs with them when possible. Don't delay urgent work needed to protect people or prevent further damage.
Whether you're dealing with storm damage now or preparing for the next severe weather event, this episode offers practical information to help you protect your home and make informed repair decisions.
Listen to All About Home Construction for useful advice, building knowledge, and answers to real-world home construction questions.
If you find this episode helpful, follow the show on Spotify, leave us a rating, and share it with a homeowner who could use the information. Have a home construction question? Send it to us, and it could be featured on a future episode!