What if the secret to maintaining your independence well into your golden years had nothing to do with expensive gym memberships or marathon training? In this practical and empowering conversation, host Bryan Bibbo sits down with Michael Dombrowski, MS PA-C—an Assistant Professor at Baldwin Wallace University with over 35 years of clinical experience in orthopedic surgery and complex musculoskeletal care, to explore why movement truly is medicine.

Mike challenges the intimidating notion of “exercise” and replaces it with something far more accessible: movement. Through compelling patient stories, Mike reveals why sitting has become the new smoking and how just 150 minutes of weekly movement, broken into five-minute increments, can transform not just your physical health, but your cognitive function, emotional wellbeing, and most importantly, your independence. Whether you’re recovering from surgery, managing chronic conditions, or simply looking to age with dignity and strength, this conversation offers a realistic roadmap for making movement a sustainable part of your life.

Key Topics:

• Reframing Exercise as Movement: Discover why the language we use matters and how thinking about “movement” instead of “exercise” removes intimidation and makes healthy habits more achievable for everyone.

• The 150-Minute Weekly Goal: Learn how to break down the recommended 150 minutes of weekly movement into manageable five-minute increments that fit seamlessly into daily life, no gym membership required.

• Movement Equals Independence: Understand the profound connection between consistent movement and maintaining independence as you age, from simple daily tasks to living on your own terms into your 80s, 90s, and beyond.

• Pre- and Post-Surgery Success: Explore how movement before joint replacement surgery dramatically impacts recovery outcomes and why treating your surgery prep like training for your “Super Bowl” makes all the difference.

What happens when your paycheck suddenly stops? In this conversation, guest host Matt Seitz, Chief Marketing Officer at C2P and JL Smith Holistic Wealth Management, sits down with Joe Voellm, CFF, ChFC®, CLU®, Senior Wealth Manager at JL Smith and former U.S. Marine, to discuss building financial resilience when income gets disrupted.

Whether you’re a federal employee facing potential shutdowns or anyone concerned about income stability, Joe offers practical strategies for strengthening your safety net. He explains how The Bucket Plan® protects you when uncertainty strikes and reveals why financial disruptions often become catalysts for smarter, more intentional planning.

Key Topics Discussed:

• Cash Flow as the Foundation: Why access to liquid cash matters more than account balances when income stops, and how to avoid penalties when you need money before age 59½.

• Emergency Funds vs. Comfort Funds: The difference between academic emergency fund recommendations and determining your personal “sleep at night” number based on your guaranteed income sources.

• The Bucket Plan® in Action: How the Now, Soon, and Later bucket strategy protects you during shutdowns while positioning you to capitalize on market opportunities when they arise.

• Federal Employee Benefits Optimization: Navigating pensions, TSP decisions, survivor benefits, and the current uncertainty around contribution rates and Social Security supplements.

• Emotional Discipline in Uncertain Times: Why the best investors stick to their financial plans during chaos, and how proactive planning prevents reactionary decisions that cost you in the long run.

What does it take to maintain your health, independence, and vitality as you age? In this conversation, host Jason L Smith welcomes Jason Ott, Founder of Empowered Prevention, to discuss the power of daily routines and fundamental health practices that support mind, body, and spirit. Listen as Jason Ott shares his personal journey from watching his mother beat brain cancer only to experience physical deterioration due to lifestyle factors, which inspired his 15+ year career in exercise science, herbalism, and integrative health.

The two Jasons explore the differences between allopathic, functional, integrative, and lifestyle medicine, and why finding practitioners who take time to understand your whole health picture matters. They each share their personal morning routines, from breathwork and meditation to journaling and movement, demonstrating that building a foundation for wellness doesn’t require perfection, just consistency with the basics.

Key Topics:

• The Lifestyle Menu Framework: A simple approach to health fundamentals to consider before pursuing specific protocols

• Understanding Different Medical Approaches: How functional and integrative medicine differ from traditional allopathic care

• Morning Routine Breakdown: Both Jasons reveal their complete daily routines and why they work

• Movement for Longevity: The philosophy of “preventative physical therapy” for maintaining independence into your 80s and 90s

What’s the difference between tax planning, management, and preparation? Why does it matter? In this conversation, host Bryan Bibbo sits down with Jeff Warnkin, CPA, CFP®, Senior Wealth Manager, with over 30 years of experience, to reveal why countless Americans are unknowingly stuck in the government’s “default tax plan.”

Together they reveal the costly gap between receiving tax advice and implementing it, exploring overlooked pitfalls like Medicare premium spikes, and why the recent tax law changes create unprecedented Roth conversion opportunities.

Key Topics:

• The Three Components: Understanding the distinct roles of planning, management, and preparation.

• The Default Tax Plan: Why accepting the government’s approach could cost you significantly over your lifetime.

• The CPA Gap: What traditional tax preparers often can’t do for you, and why forward-looking strategy requires a different approach.

• Current Roth Opportunities: Why Jeff considers this one of the best tax planning windows he’s seen in 30 years.

Ever wondered how billionaires like Warren Buffett and Jeff Bezos often pay lower tax rates—and what strategies you might be able to apply to your own situation? In this second part of their conversation, host Bryan Bibbo and Dave Alison, CFP, EA, BPC, dive deeper into practical tax management strategies that can help you reduce your lifetime tax burden.

Dave reveals why tax management isn’t a one-time event but an ongoing process that adapts to your changing life circumstances and evolving tax laws. Listen for actionable insights on how to smooth out income peaks and valleys, capitalize on low-tax years, and keep more money in your family instead of unnecessarily giving it to the government.

Key Topics:

• Smoothing Income Peaks and Valleys: Strategic ways to level out your income across tax years to avoid higher marginal rates and capitalize on lower brackets

• Hidden Tax Traps: Common mistakes that can turn a 22% tax withdrawal into a 50% tax hit—and how to avoid them

• Coordinating Asset Management and Tax Planning: Why working in silos costs you money and how integrated planning creates tax-saving opportunities

• The Billionaire Tax Strategy: Understanding why the ultra-wealthy pay lower tax rates and how you can apply similar principles to your own retirement planning

What if your biggest lifetime expense isn’t your mortgage or healthcare, but taxes? In part 1 of this conversation, host Bryan Bibbo sits down with Dave Alison, CFP®, EA, BPC, President and Founding Partner of C2P, Prosperity Capital Advisors, and Alison Wealth Management. Together they discuss the concept of tax management through The Tax Management Journey® — a revolutionary framework we use at JL Smith to help our clients keep more of what they’ve worked so hard to build by reducing their lifetime tax burden.

Dave reveals critical planning principles like “it’s not what you make, it’s what you keep,” and why not all money is taxed the same, and how this understanding can transform your approach to both saving and spending in retirement.

Key Topics:

• Lifetime Tax Burden: Why taxes may be your largest lifetime expense and how they impact wealth building at every stage

• Gross vs. Net Returns: Understanding the difference between what you make and what you actually keep after taxes

• The Order of Money: How different types of accounts are taxed and why this knowledge is critical for financial planning

• Tax Management vs. Tax Planning: Moving beyond annual tax filing to year-round strategic tax management

How do the most successful leaders maintain their competitive edge year after year? Join host Jason L Smith and leadership speaker, consultant and executive coach, Dr. Linda Travelute for part two of their conversation on building sustainable growth habits.

Dr. Linda introduces John Maxwell’s “Rule of 5” – daily practices in reading, writing, thinking, exercise, and reflection that compound over time. Jason shares his parallel approach through journaling and the critical need for margin in your schedule to allow for strategic thinking rather than constant busyness. The discussion also explores the powerful but often overlooked impact of environment and relationships on leadership development.

Key Topics:

• The Rule of Five Framework: John Maxwell’s daily practice system covering reading, writing, thinking, exercise, and spiritual/mental reflection for compound growth

• Creating Margin for Leadership: Why overscheduled leaders fail and how intentional blank space in your calendar drives breakthrough thinking and problem-solving

• Environmental Impact on Performance: Research-backed insights on how high and low performers in your workspace directly affect your productivity and success

• Curating Your Inner Circle: Strategic approaches to evaluating and upgrading the relationships that consume 90% of your time and energy

What separates leaders who thrive from those who become stale over time? In this engaging conversation, host Jason L Smith sits down with leadership speaker, consultant and executive coach, Dr. Linda Travelute, to explore the mental barriers that keep business owners and executives from reaching their full potential.

Dr. Linda, founder of Maximized Leaders and creator of the Limitless Group Coaching Program, reveals why so many leaders admit to not being interested in personal or professional growth—and how this stagnation is costing them competitive advantage. Drawing from her extensive work with John Maxwell and her experience managing organizations from a young age, she shares practical strategies for continuous leadership development.

Key Topics:

• The “Never Stale Strategy”: Understanding why experienced leaders often plateau and how to maintain competitive edge through continuous growth

• Daily Growth Practices: John Maxwell’s two powerful questions that drive personal and professional development: “What did I love?” and “What did I learn?”

• The LIME Framework: A comprehensive approach to leadership development covering Leadership skills, Industry knowledge, Mindset, and Emotional intelligence

• Leadership Self-Auditing: Practical methods for identifying blind spots and evaluating decision-making effectiveness