• How Much Should You Tip in Canada? + Sober Savings | Get This Ep. 2
    Jul 28 2026

    Wondering how much to tip in Canada or whether tipping culture has gone too far? In this episode of #GetThis, we break down tipping in Canada, the rise of non-alcoholic beer and mocktails, and why cutting back on drinking is saving young Canadians real money. Plus, Steve Abrams, co-founder of Harmon's Brewing and former co-founder of Mill Street Brewery, joins us to talk about the non-alcoholic craft beer boom.


    1. How much should you actually tip in Canada?

    A recent study revealed that 90% of Canadians feel tips have gotten too high, yet 39% still identify as generous tippers. We discuss whether tipping is customary in Canada, where your tips actually go, and how Canadian tipping culture compares to Europe, Australia, and the US.


    2. Sober saving: How cutting alcohol saves money

    Over 39% of Gen Z and Millennials say saving money is a primary driver for drinking less—leading to the biggest recorded decline in retail alcohol sales. We break down the real cost of drinking out, why non-alcoholic craft drinks carry a premium price tag, and simple drink swaps to save your wallet.


    3. The non-alcoholic beer boom in Canada

    Former Mill Street Brewery co-founder Steve Abrams joins us to reveal why traditional non-alcoholic beer tasted so bad, how modern craft brewing technology changed the game, and how he turned Harmon's Brewing into a nationwide brand.

    _

    ⏱️ Chapters:

    0:04 Welcome to Get This

    0:22 Is tipping culture getting out of control?

    3:54 Where do your tips actually go?

    6:21 Tipping in Canada vs. internationally

    9:40 Does minimum wage affect how much you tip?

    10:42 Sober saving: Why young Canadians are cutting alcohol

    14:30 The real cost of drinking out (and why mocktails cost so much)

    14:57 Budget-friendly drink hacks at restaurants

    15:05 Guest intro: Steve Abrams, co-founder of Harmon's Brewing

    16:54 The story behind Harmon's Brewing

    21:11 What makes a good non-alcoholic beer?

    23:37 Live tasting: Jack Pine pale ale & wrap-up

    _

    🔗 Resources & links:

    Relevant stats : https://www.hrblock.ca/blog/two-thirds-of-canadians-67-say-it-s-time-to-abolish-tips-reveals-new-h-and-r-block-canada-study

    https://www.neofinancial.com/the-get/the-sober-saver-trend-how-much-drinking-can-cost-you

    Harmon's Brewing: https://harmonsbeer.com/

    Steve Abrams on LinkedIn:https://www.linkedin.com/in/steve-abrams416/

    _

    📧 Submit your question to The Get: theget@neofinancial.com

    📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get

    📲 Follow Neo Financial:

    YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw

    Instagram: https://www.instagram.com/neofinancial/

    Tiktok: https://www.tiktok.com/@neofinancial

    Facebook: https://www.facebook.com/neofinancial/

    X: https://x.com/Neofinancial

    LinkedIn: https://www.linkedin.com/company/neo-financial/


    #TippingInCanada #NonAlcoholicBeer #NonAlcoholicDrinks #Mocktails #TippingCulture #PersonalFinance #GetThis #NeoFinancial

    Hosted on Acast. See acast.com/privacy for more information.

    Mostra di più Mostra meno
    24 min
  • Is Botox Covered by Your Work Benefits? + “Free Money” Hacks | Get This Ep. 1
    Jul 15 2026

    Did you know Canadians are leaving up to $2,000/month in free government money and unused work benefits on the table? Here's your cheat sheet:


    In the very first episode of #GetThis, we discuss the government benefits, grocery store hacks, and work perks most Canadians don't know they have. Plus, a guest interview with group insurance director Adam Singer on how to maximize your employee benefits (and how not to get your claims rejected).


    1. Did you say free government money?!

    The Canada Disability Benefit (up to $200/month), Canada Grocery Rebate, and GST/HST Credit (up to $698 for families) all deposit automatically, but only if you've filed your taxes.


    2. The scanner price accuracy code (SPAC) hack

    Fun fact: If an item scans higher at the register than the shelf price, you could get it for free or at $10 off. This applies at thousands of Canadian grocery and drugstore retailers, but you have to ask.


    3. Is Botox covered by your work benefits?

    The answer might surprise you. Group insurance expert Adam Singer explains how Health Spending Accounts (HSAs) and Taxable Spending Accounts (TSAs) in Canada are only used between 30 to 40% each year. Are you one of the thousands of Canadians leaving dollars unspent?


    ⏱️ Chapters:

    0:00 Meet the hosts of Get This

    00:38 Canadian Government benefits

    5:30 Why most Canadians miss these payments

    6:07 The Scanner Price Accuracy Code (SPAC): free groceries hack explained

    8:53 Guest intro: Adam Singer, Group Insurance Director

    10:20 Health Spending Accounts & Taxable Spending Accounts

    11:38 Is Botox covered by work benefits? Breaking down Medical vs. cosmetic Botox

    14:15 The DIN tip: Here's why your Botox claim might get rejected

    14:51 Wrap-up


    🔗 Resources & links:

    Government Benefits: https://www.neofinancial.com/the-get/government-benefit-payments-dates?utm_source=acast&utm_medium=social&utm_campaign=tof_neo-generic_evergreen&utm_content=link-in-story

    SPAC: https://www.neofinancial.com/the-get/free-groceries-in-canada?utm_source=acast&utm_medium=social&utm_campaign=tof_neo-generic_evergreen&utm_content=link-in-story

    Adam Singer on LinkedIn: https://www.linkedin.com/in/adam-singer-10312117/

    Website: https://www.singersteinberg.com/


    📧 Submit your question to The Get: theget@neofinancial.com


    📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get


    📲 Follow Neo Financial:


    YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw

    Instagram: https://www.instagram.com/neofinancial/

    Tiktok: https://www.tiktok.com/@neofinancial

    Facebook: https://www.facebook.com/neofinancial/

    X: https://x.com/Neofinancial

    LinkedIn: https://www.linkedin.com/company/neo-financial/


    #PersonalFinanceCanada #CanadaDisabilityBenefit #FreeMoneyCanada

    #CanadaGroceryRebate #EmployeeBenefits #GetThis #NeoFinancial

    Hosted on Acast. See acast.com/privacy for more information.

    Mostra di più Mostra meno
    16 min