In this episode of The Free Lunch Podcast, Colin and Blair walk through a case study of “Linda,” a 55-year-old investor with a $780,000 balanced portfolio.

When markets fell 18%, she panicked and sold half her equities, only to miss the 22% rebound that followed.

It’s a powerful reminder that the hardest part of investing isn’t picking the right fund. It’s sticking to the financial plan when headlines, social media, and fear tell you to do the opposite.

Markets recover but emotional decisions can be permanent.

In this episode of The Free Lunch Podcast, Colin and Blair continue their financial planning series by examining the Canadian macro environment, from housing and household debt to interest rates and inflation.

Using a real-life style case study, they explore how someone can have strong net worth on paper while still feeling monthly cash flow pressure.

It’s a reminder that financial planning isn’t just about assets. It’s about context, options, and clarity.

In this episode of The Free Lunch Podcast, Colin is joined by Blair, Director of Financial Planning at Canvas Wealth, to kick off a new series focused on the role planning plays in long-term financial success.

They explore how financial planning turns money into a life tool, replaces guesswork with clarity, and helps people navigate major life transitions with confidence, not just better returns.

A conversation about outcomes, behaviour, and building freedom over time.