When markets move, our instincts kick in fast. ⏱️

In this episode, Colin and Greg share a real example of a new investor reacting to a small short-term loss, and use it to explain why checking your portfolio too often can do more harm than good.

They break down volatility, time horizons, and why investing isn’t meant to feel like watching a savings account.

We’ve become far more comfortable with debt than we used to be.

In this episode of The Free Lunch Podcast, Rob Carrick, one of Canada’s most trusted personal finance journalists and longtime columnist at The Globe and Mail joins Greg and Colin to talk about how consumer culture has reshaped our relationship with money.

They discuss frictionless spending, social media pressure, and why debt often builds quietly, without a clear moment where things go wrong.

We procrastinate on taxes for the same reason we avoid the dentist. We know it’s important, it just feels uncomfortable.

In this episode of The Free Lunch Podcast, Colin and Blair talk about tax optimization, early planning, and why contributing sooner to your TFSA or RRSP can be one of the most underrated financial habits.

It’s step four in their “12 Steps to Greatness in 2026” list, and they cover all 12 to help you start the year with clarity.