Breaking down the budget: what’s been announced, and what it means for you. In this episode of FFS, Rachael Chadwick-Harrison goes solo to debrief the latest budget, and one announcement in particular has left her furious... Business Asset Disposal Relief being halved from £1 million to £500,000.

She covers what the cut really costs owners selling a business they’ve spent decades building, who the new Founders’ Relief leaves out, another tax rise for personal landlords, whether a limited company now stacks up (and why you shouldn’t rush into one), and the good news buried in the budget, including the trading allowance rising to £3,000.

Busy doesn't mean profitable. In this episode of FFS, Rachael Chadwick Harrison is joined by James "Monty", Senior Accountant at Chadwick Accountants, to talk about one of the trickiest decisions in business... what to charge.

They cover cost-based vs. value-based pricing, the costs owners forget (including paying themselves), why being too cheap can actually lose you work, and the numbers to check before putting your prices up. The episode ties into a chapter from Rachael's upcoming book, The Black Book, What It Actually Takes to Build a £1 Million Service Business.

If you're not committed to prepare, you're just committing to fail.

In this episode of FFS, host Rachael Chadwick Harrison is joined by Tara, Business Operations Executive at Chadwick Accountants and, outside of work, an amateur dramatics performer who recently played Sandy in Grease, to talk about why presenting yourself well matters just as much as being good at your job.

Drawing on lessons from the stage, from smiling and reading the room to the discomfort of watching yourself back on camera, Tara and Rachael cover what makes a great first impression with new clients, why existing clients deserve just as much effort as the ones you're still trying to win, and how new starters size up a business within their first week.

The episode ties into a chapter from Rachael's upcoming book, out in October.