Episodi

  • Nifty 50 update on Feb 21th 2026

    Nifty 50 update on Feb 21th 2026
    Feb 21 2026
    The Foliyo.AI daily market podcast, hosted by Rakesh and Sonia, delves into the NIFTY 50's "rollercoaster ride" over the past week, influenced by a mix of global and domestic factors.\n\n**Global Influences:** Higher-than-expected US inflation data has made the Federal Reserve cautious about interest rate cuts, leading to a "risk-off sentiment." This encourages Foreign Institutional Investors (FIIs) to withdraw funds from emerging markets like India for safer US assets, pressuring the NIFTY and weakening the Rupee, particularly impacting India's IT sector. Additionally, geopolitical issues in the Middle East have driven crude oil price spikes, increasing India's import bill and inflation, affecting sectors like Auto and FMCG.\n\n**Domestic Dynamics:** The Union Budget 2026-27's significant capital expenditure plan for infrastructure, defense, and semiconductors signals long-term growth for these sectors, although initial market sentiment was dampened by increased Securities Transaction Tax (STT) on derivatives and new share buyback regulations. The RBI maintains a "neutral stance" on interest rates due to low inflation and has revised India's GDP growth projection upwards for FY27, fostering a predictable environment for growth. FIIs turned net sellers mid-week but were counterbalanced by strong buying from Domestic Institutional Investors (DIIs). There's also a notable "Sector Rotation" as FIIs shift from NIFTY 50 heavyweights (IT, FMCG) to mid/small caps and sectors aligned with government's investment push (capital goods, financials, infrastructure).\n\n**Deep Dive - TCS:** Tata Consultancy Services (TCS), a NIFTY 50 giant, is undergoing significant changes. Workforce reductions (2% this year after 30,000 in six months) and suspended appraisals for non-compliant work-from-office policies reflect a focus on operational efficiency amidst a challenging global IT spending environment and AI disruption concerns. Simultaneously, TCS is strategically investing in AI, including a partnership with AMD for advanced AI architecture in India and an AI Hackathon. This dual approach aims to align its workforce with future needs and develop new high-margin AI service offerings.\n\n**Investor Takeaways:** Investors should recognize India's structural shift towards investment-led growth (favoring industrials, infrastructure, manufacturing, financials). AI is a transformative force, and companies adapting to it will thrive. The market is broadening beyond NIFTY 50 giants, offering growth opportunities in mid- and small-caps with higher risk. Key watches include the US Fed's March FOMC meeting, new Income Tax Rules, and corporate bond market regulations. The advice is to **HOLD** NIFTY 50 if you're a long-term investor and look for **BUYing opportunities** on quality stocks during market volatility, utilizing SIPs for cost averaging.
    Mostra di più Mostra meno
    14 min
  • Indian IT Sector in 2026

    Indian IT Sector in 2026
    Feb 20 2026

    Indian IT Industry Deep Dive — Episode Summary

    India's $250 billion IT industry is at a crossroads. In this episode, Sonia and Rakesh break down what's been shaking up the sector — from TCS and Infosys navigating cautious client spending to Wipro's ongoing turnaround and Tech Mahindra's margin recovery. They explore the key drivers behind IT stock performance: discretionary tech spending cycles, US economic health, the rupee-dollar equation, and the massive AI wave reshaping deal pipelines. The deep dive covers how Indian IT evolved from Y2K bug-fixing to becoming the backbone of global digital transformation, and what GenAI means for an industry built on headcount-driven billing. They also unpack how investors can get exposure — from individual stocks and Nifty IT ETFs to IT-focused mutual funds — and the risks to watch, including margin pressure, visa regulations, and the looming question of whether AI will disrupt the very outsourcing model that built Indian IT.
    Mostra di più Mostra meno
    15 min
  • Whats Happening with Gold? An update-20th Feb 2026.

    Whats Happening with Gold? An update-20th Feb 2026.
    Feb 20 2026

    Gold Deep Dive — Episode Summary

    Gold prices have been on a wild ride — surging to 12 all-time highs before correcting sharply. In this episode, Sonia and Rakesh unpack what's driving the volatility: geopolitical tensions, US Fed rate expectations, and massive central bank buying. They break down the five key levers that move gold prices — the US dollar, interest rates, inflation, geopolitical risk, and India's unique festival-driven demand. The deep dive covers a major change to Sovereign Gold Bond (SGB) taxation effective April 2026 — capital gains are now only tax-free if you buy directly from the RBI and hold for the full 8 years. The episode wraps up with a practical comparison of gold investment options: physical gold, Gold ETFs, SGBs, and digital gold — and what each means for your portfolio.
    Mostra di più Mostra meno
    9 min
  • Nifty 50 update on Feb 20th 2026

    Nifty 50 update on Feb 20th 2026
    Feb 20 2026
    The Foliyo.AI podcast, hosted by Sonia and Rakesh, delivers a NIFTY 50 market update focusing on global and domestic factors impacting the market. Globally, higher-than-expected US inflation data suggests the Federal Reserve may maintain high interest rates or delay cuts, leading to a "risk-off sentiment." This could cause Foreign Institutional Investors (FIIs) to withdraw funds from emerging markets like India for safer, higher-yielding US assets, putting pressure on the NIFTY and weakening the Rupee. Geopolitical tensions in the Middle East have also caused crude oil prices to spike, increasing India's import bill and inflation, affecting sectors like Auto, FMCG, paints, and chemicals.\n\nDomestically, the RBI's Monetary Policy Committee minutes show a cautious stance on interest rate cuts, prioritizing inflation control. This means higher borrowing costs for companies and consumers, impacting sectors like Auto and Real Estate, though the banking sector shows robust credit growth and stable asset quality. Corporate earnings are mixed, with IT showing steady revenue but profit margin pressure due to global uncertainties and wage inflation, though order books remain strong. The Auto sector is seeing positive signs with major investments in EV infrastructure and new hybrid vehicle launches.\n\nFor investors, the advice is to **HOLD** NIFTY 50 due to strong Indian economic fundamentals but remain cautious of global headwinds and current high valuations. The podcast recommends **BUY on Dips** during significant market corrections, focusing on quality stocks with strong long-term growth stories. Diversification, a long-term view, and consistent SIP investments are crucial strategies to navigate market volatility.
    Mostra di più Mostra meno
    12 min
  • Nifty 50 update on Feb 19th 2026

    Nifty 50 update on Feb 19th 2026
    Feb 19 2026
    This podcast from Foliyo.AI, hosted by Sonia and Rakesh, provides a comprehensive NIFTY 50 market update as the Q3 FY26 earnings season concludes. They discuss mixed performances across key sectors: IT experienced slower revenue growth but healthy deal wins in digital transformation and AI, facing margin pressure from increased salaries and tech investments. Banking and Financials showed robust credit growth in retail and SME, with stable asset quality, but face tough deposit competition and stricter RBI digital lending norms. FMCG and Auto sectors had mixed results, with urban demand strong for consumer goods and SUVs, while rural demand slowly recovers.\n\nGlobally, the "higher for longer" stance by the US Federal Reserve on interest rates is a major concern, potentially making dollar-denominated assets more attractive and leading to FII outflows from India, causing downward pressure on the NIFTY and increasing loan costs for companies. Rising crude oil prices due to Middle East tensions are also impacting India's import bill, increasing inflation, and affecting sectors like paints, chemicals, airlines, and logistics, while benefiting oil and gas producers.\n\nFor common investors, the advice is to **HOLD** NIFTY 50 due to strong Indian economic fundamentals but remain cautious of global headwinds and current high valuations. The podcast recommends **BUY on Dips** during significant market corrections (not caused by domestic economic issues), diversification, a long-term view, and consistent SIP investments to navigate volatility.
    Mostra di più Mostra meno
    10 min