Most people don't need another goal. They need something that actually fits into their life. Tammy has spent 23 years at CFTEA watching adults try to learn while working full time, raising kids, and taking care of aging parents, and she knows the difference between a course someone signed up for and the one they actually needed. In this conversation we get into what "flexible" really means, why self-paced and guided learning aren't the same thing, and what happens behind the screen after you hit submit on an enrollment form. She also explains why she sometimes tells an organization that we don't want their money right now. If you've been putting off the next course because the timing never seems right, this one is for you.

Visit cftea.org to find a course that fits your role and take the first step.

CFTEA COURSES MENTIONED

• Principles of Banking — the three credit foundation. If a diploma is the goal, this is usually where to start.
• Banking Today — a shorter introduction to how banks operate and where your role fits.
• Modern Supervisor Certificate — ten short courses. Take the whole program, or take it in parts as your schedule allows.
• Introduction to Analyzing Financial Statements — balance sheet, income statement, cash flow, and how to read them.
• Money and Banking — heavy on economic formulas. Tammy's standing offer: send her the quiz set before you submit it.