First Home Unlocked copertina

First Home Unlocked

First Home Unlocked

Di: Jack Elliott
Ascolta gratuitamente

Buying your first home is a huge milestone, but it can also feel overwhelming, confusing, and full of pressure. First Home Unlocked is here to change that, and to help you reach your first home with clarity and confidence. Hosted by Jack Elliott, National First Home Buyer Specialist at Alcove, and Chris Bates, one of Australia’s top-ranked mortgage brokers, this podcast simplifies the home buying journey and empowers you with the keys to unlock your first home. Each episode is practical, clear, and designed specifically for first home buyers. From understanding the buying process to choosing a property that fits your long-term vision, Jack and Chris will guide you through every step with real conversations and expert support. You’re not in this alone. Hit subscribe and let’s unlock your first home together.Copyright 2026 Jack Elliott Economia Finanza personale Scienze sociali
Episodi
  • 45 - Inspections and Due Diligence: What to Check Before You Buy Your First Home

    45 - Inspections and Due Diligence: What to Check Before You Buy Your First Home
    Aug 25 2026
    Most first home buyers walk into an open home already at a disadvantage. The styling is there to make you feel something, the agent is warm, and everything on show has been prepared by people who do this professionally. That's not a failure of judgement, it's a sales process working exactly as intended. What happens between that first inspection and signing a contract is where the real work sits, and it's the part almost nobody explains.Jack is joined again by buyers agents Veronica Morgan and Meighan Wells to walk through the checks that happen once you've found a property you're serious about. They cover what to assess at an inspection beyond the presentation, why a second look reveals things the first one never will, and what a building and pest inspection actually covers. They also get into the due diligence that has nothing to do with the building itself, from council approvals and zoning to what could be built behind your back fence, and the strata report checks that come with buying an apartment or townhouse.Whether you're already spending your Saturdays at open homes or still working out where to start, this is the stage where the right questions save you the most money.In this episode:🔑 What to actually assess at an inspection once you look past the styling🔑 What a building and pest inspection covers, and what it doesn't🔑 Why the agent's report may not be working in your interest🔑 The council, zoning and strata report checks that go beyond the property itself🔑 How to weigh up what comes back and decide whether to proceed or walk awayTimestamps00:00 - What to Check Before You Buy a Property 05:36 - How to Look Past the Styling at an Open Home 08:27 - What to Check at an Open Home 11:43 - What Is a Building and Pest Inspection? 15:09 - Why the Agent's Building Report Isn't Enough 20:26 - When Should You Book a Building and Pest? 23:24 - How to Check Council Records and Zoning 27:11 - What to Check Before Buying an Apartment 31:37 - Should You Proceed or Walk Away? 35:42 - When Not to Walk Away From a Property 38:20 - Where to Find Veronica and Meighan Ready to start your own first home journey? Book a Get to Know You Chat with Jack, mortgage broker and National First Home Buyer Specialist.More about Home Buyer AcademyHBA First Home Buyer Course (Access for discounted price if you work with Jack as your mortgage broker - start here)Home Buyer Academy WebsiteHow to Price a Property Mini CourseYour First Home Buyer Guide PodcastConnect with VeronicaVeronica Morgan WebsiteGood Deeds Property BuyersVeronica's LinkedInConnect with MeighanProperty Pursuit WebsiteMeighan's LinkedInWant to keep the conversation going? 👉 Join the First Home Unlocked Facebook Community 📅 Book a chat with Jack for tailored support 📱 Follow us on social media: Instagram, TikTok, YouTube firsthomeunlocked.com.au
    Mostra di più Mostra meno
    40 min
  • 44 - Price Guides, Off Market and Agents: How to Search for Your First Home

    44 - Price Guides, Off Market and Agents: How to Search for Your First Home
    Aug 11 2026
    You open the apps, set up a few alerts, and start going to inspections. A few months in, nothing is working, everything sells for well above what the guide said, and you're starting to wonder how anyone is affording it. Veronica Morgan and Meighan Wells see this constantly, and they say the frustration is almost always because of a search that was set up the wrong way from day one.In this episode, Jack sits down with Veronica and Meighan to work through the search phase properly. We talk about pressure testing your non-negotiables against what your budget will actually deliver, why the same feature can be a deal breaker in one suburb and negotiable in the next, and what separates a genuine off-market property from a pre-market one. Veronica and Meighan also explain why agents almost universally quote low, how to build your own view of what a property is worth using comparable sales, and how to work with selling agents so you become the buyer they call first.Whether you're inspecting every weekend, still working out where your budget actually stretches to, or just getting your head around how the process works, this episode will change how you approach your search.In this episode:🔑 What to sort out before you start looking, and why it saves months🔑 How to pressure test your non-negotiables against what your budget will actually buy🔑 The difference between off-market and pre-market, and why neither guarantees a good deal🔑 How to read a price guide, and why agents quote low on purpose🔑 How to build a relationship with a selling agent so you become the first callTimestamps00:00 - Why Most Property Searches Go Wrong03:34 - Non-Negotiables vs What Your Budget Will Buy07:00 - How to Set Up Your Property Search09:50 - Which Property Search Websites to Use12:02 - Off-Market vs Pre-Market Property Explained16:20 - Is an Off-Market Property a Good Deal?17:48 - How to Read a Price Guide and Why It's Low23:45 - How to Use Comparable Sales to Value a Property28:48 - How to Deal With Real Estate Agents32:25 - Mistakes First Home Buyers Make With Agents35:38 - Home Buyer Academy Course and Campfire SessionsReady to start your own first home journey? Book a Get to Know You Chat with Jack, mortgage broker and National First Home Buyer Specialist.Free ResourcesDownload the Goals and Vision WorkbookMore about Home Buyer AcademyHBA First Home Buyer Course (Access for discounted price if you work with Jack as your mortgage broker - start here) Home Buyer Academy Website Your First Home Buyer Guide PodcastConnect with Veronica Veronica's Website Good Deeds Property Buyers Veronica's LinkedInConnect with Meighan Property Pursuit Website Meighan's LinkedInMentioned Episodes Episode 1: Unlocking Your Goals and VisionEpisode 41: Unlocking Buyers Agents: What First Home Buyers Need to KnowEpisode 42: How to Choose a Quality First Home: A Buyers Agent's ChecklistWant to keep the conversation going?👉 Join the First Home Unlocked Facebook Community📅 Book a chat with Jack for tailored support📱 Follow us on social media: Instagram, TikTok, YouTube firsthomeunlocked.com.au
    Mostra di più Mostra meno
    42 min
  • 43 - Market Update: 5% Deposit Scheme Changes and How to Get Spring Ready

    43 - Market Update: 5% Deposit Scheme Changes and How to Get Spring Ready
    Jul 28 2026
    There's a lot of noise in the market right now. The federal budget changes are locked in, the media coverage has turned negative, and first home buyer loan applications have actually dropped rather than risen. If you're planning to buy your first home, it's hard to know what any of that means for you.In this episode, Jack Elliott and Chris Bates give a market update on where things really stand post-budget, and why a nervous market can work in a first home buyer's favour. They also run through the three changes that came into effect on 1 July under the First Home 5% Deposit Scheme: higher property price caps in some areas, easier refinancing rules, and a new cap on how much you can retain in savings after settlement. Jack shares a client situation from last week showing how the retained savings change plays out in practice, and why the answer depends on both the scheme rules and the lender you choose.Then there's what you can actually control. Spring listings are coming, and the buyers with a plan in place can act straight away while the ones starting from scratch are weeks behind before they've even inspected a property.In this episode:🔑 What's really happening in the market now the budget changes are locked in🔑 The new price caps and which regional areas can now access the higher $1.5 million cap🔑 What changed with refinancing under the scheme and why the switch is now easier🔑 The new cap on retained savings, and why each lender sets its own limit underneath it🔑 The five step roadmap to get yourself spring ready before listings pick upTimestamps00:00 - Where the Market Really Sits Post Budget05:44 - What Investors Are Doing and What It Means for You07:29 - Is It Actually a Good Time to Buy?09:57 - What Changed on 1 July: The New Price Caps12:43 - Refinancing Under the 5% Deposit Scheme13:45 - Retained Savings: The New Cap and a Client Example17:10 - Why Lender Choice Matters More Than the Cheapest Rate18:39 - The Five Step Roadmap to Get Spring Ready24:51 - Why is it Important to Get Spring Ready?26:45 - Final Thoughts and Wrap UpReady to start your own first home journey? Book a Get to Know You Chat with Jack, mortgage broker and National First Home Buyer Specialist.Free ResourcesGoals & Visions WorkbookMentioned EpisodesEpisode 1: Unlocking Your Goals and VisionEpisode 6: Unlocking Asset QualityEpisode 10: Unlocking the 5% Deposit SchemeEpisode 37: Unlocking the 2026 Federal BudgetEpisode 39: Unlocking the Real Risk of Buying with a 5% Deposit and How to Protect YourselfEpisode 41: Unlocking Buyers Agents: What First Home Buyers Need to KnowEpisode 42: How to Choose a Quality First Home: A Buyers Agent's ChecklistWant to keep the conversation going?👉 Join the First Home Unlocked Facebook Community📅 Book a chat with Jack for tailored support📱 Follow Us on social media: Instagram, TikTok, Youtubefirsthomeunlocked.com.au
    Mostra di più Mostra meno
    29 min
adbl_web_anon_alc_button_suppression_t1
Ancora nessuna recensione