Falling Mortgage Rates Without Fed Action—What Gives?
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Falling Mortgage Rates Without Fed Action—What Gives?
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Eddie Ruettiger and Nancy Vallee with EXIT Real Estate Specialists as they take a deep dive into the latest trends shaping the housing market. In this episode, they discuss whether mortgage rates are actually coming down even without a Fed rate reduction, what that means for buyers and sellers, and how housing affordability has shifted in recent months.
Eddie and Nancy break down the latest building activity, highlighting where the market is gaining momentum and where it’s still slowing. They also explore whether rates have reached the “magical number” that makes buying more accessible, and share insights on why the housing market slowed in January—plus what it could mean for the rest of the year.
Whether you’re a first-time buyer, seasoned investor, or simply keeping an eye on market trends, this episode gives you the real, actionable information you need to make smart housing decisions in today’s market.
#HousingMarket #MortgageRates #HomeBuying #RealEstateUpdate #EddieRuettiger #NancyVallee #EXITRealEstateSpecialists #HousingAffordability #BuildingActivity #InterestRates #MarketTrends #RealEstateTips
00:00:00 – Are rates coming down without the Fed rate lowering 00:13:58 – Housing affordability has shifted 00:22:16 – Building activity has gained ground 00:36:19 – Have rates hit the magical number 00:44:24 – Why do you think the housing market slowed in January