In this episode, Billy Gwaltney walks you through the Guardian GSI instead of medical screening email. He explains why physicians, residents, and fellows should carefully consider Guardian’s Guaranteed Standard Issue disability policy before applying with another carrier. Guardian’s GSI option can provide coverage without medical screening, which may be especially valuable for applicants with medical history or concerns about future insurability.

(00:00) Podcast intro and physician disability protection theme

(00:19) Today's topic: Guardian GSI quote email without medical screening

(05:31) Limited availability and why waiting can backfire

(12:57) Specialty own-occupation definition and enhanced partial benefit

(16:27) Why the rate is effectively fixed

(19:13) Contact details and closing remarks

The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life.

For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn.

If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.