Ep. 2021: Enough to Retire? copertina

Ep. 2021: Enough to Retire?

Ep. 2021: Enough to Retire?

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A sharp market drop can rattle investors, but Don and Tom explain why global diversification and a portfolio matched to your real risk capacity matter more than reacting to headlines.

Then they answer four listener questions: whether a debt-free household with roughly $5 million can afford retirement, how to balance pre-tax and Roth contributions near the 24% bracket, whether a federal money market fund is safe for a large cash balance, and how a young investor can improve on an expensive target-date plan.

00:00 A German-industrial Friday intro
02:51 Why market drops don’t change the plan
06:26 Is $5 million enough to retire?
10:09 Traditional or Roth at 24%?
13:50 FDIC sweep versus federal money market
17:11 Improving a young investor’s lineup
20:46 Closing thoughts
21:31 Disclosures

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