In Episode 117 of the Canadian Private Lenders' Podcast, hosts Ryan and Neal break down the five most common and costly mistakes private lenders make when scaling their businesses.

Drawing directly on their experience growing Keystone past $25 M in AUM, they unpack real-world lessons on infrastructure, software, deal quality, hiring, and recognizing early market cracks before they turn into serious problems.

This episode is a must-listen for:

• New and emerging private lenders
• Mortgage brokers working with private capital
• Investors evaluating lending platforms
• Anyone preparing for a shifting real estate market

Show Notes:

• 06:19 – Episode focus introduced: the 5 biggest scaling mistakes private lenders make
• 07:07 – Mistake #1: Scaling too fast without proper infrastructure
• 09:41 – Importance of deal flow quality and broker relationships
• 11:32 – Why Excel breaks down as loan books grow
• 14:47 – Mistake #2: Not using proper loan-management software
• 19:34 – How platforms like Mortgage Automator reduce operational risk
• 21:58 – Mistake #3: Chasing volume instead of improving deal quality
• 28:11 – Why better loans beat more loans in the long run
• 31:04 – Mistake #4: Waiting too long to hire and leverage a team
• 33:30 – Mistake #5: Ignoring early market cracks because defaults are still low
• 37:52 – Key takeaway: Risk shows up quietly — until it doesn’t
• 38:58 – Rapid-fire advice for lenders under $5M, $15M+, and investors
• 41:18 – Where to follow and watch the podcast (YouTube, Instagram, LinkedIn)

Resources:
Keystone Capital Group
CPLP Instagram: @cplpodcast
Keystone Instagram: @keycapgroup

Find Neal On:
Instagram: @neal.andreino
LinkedIn: Neal Andreino

Find Ryan on:
LinkedIn: Ryan MacNeil
E-mail: ryan@keycap.ca