Money stress is often framed as a budgeting or discipline problem, but that story misses what’s really going on. In this episode of Dr. Sev Talks Money, we explore why money stress isn’t a discipline problem and how emotions, experiences, and beliefs shape our financial decisions.

This conversation dives into the emotional side of money, financial wellness, and what it actually takes to move from financial stress to confidence. If you’ve ever felt overwhelmed, behind, or frustrated with money despite “doing the right things,” this episode offers insight, relief, and a more compassionate path forward

My guest is Jennifer Edwards, who helps people move from financial stress into confident action. Combining CFP®, Certified Financial Therapist™, Trauma of Money, and Psychology of Money credentials, she addresses what traditional financial advice misses: the psychology, relationships, and emotions driving every money decision. Jennifer has guided hundreds of individuals and couples through financial transformation. Her work across diverse economic and cultural backgrounds provides unique insight into real-world money challenges and the ability to connect authentically with any audience.

Contact Jennifer here:

breakthroughfinancialwellness.com

jennifer.edwards@btfinancialwellness.com

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Join our free community for women: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

Thanks for an incredible 2025. Season 7 begins January 20, 2026.

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom.

Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

***************************************Join our community of women in the Wealth Warriors Community at no cost: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

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Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan-financialcoach/

What happens when grief turns into guidance? In this episode, Sarah Brady shares her deeply personal story of surviving a 74-car accident that took her father's life, and receiving a six-figure wrongful death settlement at just 17. She opens up about the emotional complexity of grief and money, the mistakes she made with her windfall, and the importance of preparing for the unexpected through wills, estate planning, and honest conversations. This conversation is a powerful reminder that financial education must meet people with empathy, and that preparing your legacy is one of the greatest gifts you can leave behind.

Sarah is a nationally recognized credit and finance expert, writer, and former certified credit and housing counselor. Since 2016, she’s written trusted personal finance content for top outlets like Forbes Advisor, Yahoo! Finance, USA Today Blueprint, Experian, Credit Karma, and Investopedia. With a background in loan underwriting, SEO content, and financial education, Sarah makes complex money topics clear and relatable, especially around credit, debt, scams, and the emotional side of money.

Substack: https://sarahcbrady.substack.com/

LinkedIn: https://www.linkedin.com/in/scbrady

Estate planning websites mentioned in the recording:

https://trustandwill.com/

https://www.estateguru.com/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom.

Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

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Join our community of women in the Wealth Warriors Community at no cost: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

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Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan-financialcoach/