Need Free Medicare plan help? Call our friends at Chapter Medicare: 352-841-0632 Or schedule an appointment here: https://askchapter.org/partners/mygovexpert **MEDICARE OPEN ENROLLMENT DEADLINE: DECEMBER 7!** Are you paying too much for your Medicare coverage? Your Medicare Advantage or Part D prescription drug plan could cost you more in 2027, even if you keep the same plan. Don't let an expensive Medicare mistake take money out of your pocket! In this video, Dr. Ed Weir, former Social Security District Manager and Medicare specialist, explains what you need to know before the December 7 Medicare Annual Enrollment Period (AEP) deadline and how reviewing your coverage could help you save hundreds or even thousands of dollars in 2027, depending on your situation. **Your Medicare plan may be changing, even if you aren't!** Medicare Advantage and Part D plans can change their premiums, deductibles, copayments, prescription drug coverage, pharmacy networks, and other benefits each year. Your doctors and hospitals may also no longer participate in your Medicare Advantage plan's network. And here's something many people don't realize: **Your current plan may automatically renew for 2027, even if a different plan would save you money or provide better coverage.** Some plans won't be available next year at all. In this video, we'll explain: ✅ **December 7 deadline:** What happens if you miss Medicare Open Enrollment? ✅ **Save money in 2027:** How to compare premiums, deductibles, copays, and out-of-pocket costs. ✅ **Keep your doctor:** How to check whether your doctors, specialists, and hospitals will still be in your plan's network. ✅ **Prescription drug costs:** Why you should check your medications and pharmacy coverage, even if you like your current plan. ✅ **Medicare Advantage changes:** What to do if your plan is being discontinued or your benefits are changing. ✅ **Your Annual Notice of Change (ANOC):** The important Medicare letter you should read before making your decision. ✅ **Original Medicare vs. Medicare Advantage:** What to consider before changing your coverage, including Medigap eligibility. ✅ **Financial assistance:** How Medicare Savings Programs and Extra Help may lower costs for eligible beneficiaries. **IMPORTANT MEDICARE DATES FOR 2027 COVERAGE** 📅 October 15, 2026: Medicare Open Enrollment begins. 📅 **December 7, 2026: Last day of Medicare Open Enrollment.** 📅 January 1, 2027: Coverage changes made during Open Enrollment generally take effect. You don't have to change Medicare plans every year. But you should review your coverage every year to make sure you're not paying more than necessary or risking unexpected medical bills. **Don't just renew your Medicare plan without checking it first!** 🌐 For more help understanding Social Security, Medicare, Medicaid, and programs that may save you money, visit https://24help.org. Dr. Ed Weir, PhD, is a former Social Security District Manager dedicated to helping older Americans, people with disabilities, and families understand government programs and protect their benefits. 🔔 Subscribe to MyGovExpert for Medicare updates, Social Security news, and LIVE questions and answers. 💬 **QUESTION:** Has your Medicare plan announced higher costs, reduced benefits, or changes to your doctors for 2027? Tell us in the comments! #Medicare2027 #MedicareOpenEnrollment #MedicareDeadline #MedicareAdvantage #MedicarePartD #MedicareSavings #MyGovExpert

Originally recorded live with Restream.

**2027 SOCIAL SECURITY UPDATE FOR WOMEN!** Are you receiving everything you're entitled to? Whether you're married, divorced, widowed, single, working, or approaching retirement, there are important Social Security rules every woman should understand to protect her monthly check. In this video, Dr. Ed Weir, former Social Security District Manager, explains what every woman should know about Social Security in 2027, including retirement benefits, spousal benefits, ex-spouse benefits, survivor benefits, and important decisions that could affect your income for the rest of your life. Millions of women rely on Social Security as a major source of retirement income. Yet some don't realize how their marriage history, work record, retirement age, or a spouse's death can affect the benefits they may qualify for. We'll cover important questions: ✅ Can you receive Social Security based on your spouse's work record? ✅ Can a divorced woman collect benefits based on an ex-spouse's record? ✅ What happens to your Social Security when your husband or wife dies? ✅ Should you claim retirement benefits at 62, full retirement age, or 70? ✅ Can working while receiving Social Security affect your check? ✅ How could the 2027 Social Security COLA and Medicare premiums affect your monthly payment? ✅ What should women check to avoid missing benefits or making costly mistakes? Whether you're already receiving Social Security or planning for retirement, this video will help you understand the rules, recognize benefits you may qualify for, and know what questions to ask Social Security. **Don't assume Social Security has automatically checked every possible benefit for you. Know your options and protect your retirement income.** Dr. Ed Weir, PhD, is a former Social Security District Manager who helps Americans understand Social Security, Medicare, Medicaid, and other programs in plain English. 🌐 Visit https://24help.org for additional information and help planning your next steps. 🔔 Subscribe to MyGovExpert for Social Security updates, Medicare information, retirement planning education, and LIVE questions and answers. 💬 **QUESTION:** Are you married, divorced, widowed, or single? What is your biggest question about Social Security benefits for women? Leave it in the comments! #SocialSecurity2027 #SocialSecurityForWomen #SocialSecurityBenefits #SpousalBenefits #SurvivorBenefits #Retirement2027 #MyGovExpert

Originally recorded live with Restream.

Your Social Security check is too important to let myths keep us divided. “It’s going bankrupt.” “It’s just welfare.” “There’s nothing we can do.” How much of what you’ve heard about Social Security is actually true? I’m Dr. Ed Weir, former Social Security District Manager. In this video, I break down the myths, misleading political talking points, and misunderstandings that distract us from the real questions: What threatens your benefits—and what can Congress do to protect them? We’ll examine claims about the trust fund, government borrowing, who receives benefits, and whether benefit cuts are unavoidable. The stakes are personal. The 2026 Trustees project that retirement and survivor benefits face a 22% funding shortfall when reserves run out in 2032 if Congress makes no changes. That is a warning we can act on—not a cut we must accept. Whether you vote Republican, Democrat, or independent, you deserve accurate information about the benefits you earned. Let’s stop arguing over myths and start demanding answers. Which Social Security claim do you want me to explain? Leave it in the comments. More resources: https://24Help.org Official Trustees report: https://www.ssa.gov/oact/trsum/ #SocialSecurity #SocialSecurityMyths #ProtectSocialSecurity

Originally recorded live with Restream.