Keeping your vehicle in good shape helps keep your household budget in good shape as well. That’s because auto repairs can be hefty expenses.

Today’s vehicles are durable, but only if you follow the manufacturer’s service schedule and give your car the care it deserves.

Performing routine maintenance on your car will help prevent unnecessary breakdowns. Don’t let a poorly maintained car become a drain on your household budget.

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Important personal documents, like passports, birth and marriage certificates and Social Security cards, often are necessary for you and your family to access a number of government benefits and services. When those records are lost, stolen or damaged, you’ll need to find copies and replacements.

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This year on the beach, take along these great reads.

Yerba Buena from Nina LaCour

So Happy For You by Celia Laskey

On Rotation by Shirlene Obuobi

Honey & Spice by Blu Babalola

Keya Das's Second Act by Sopan Deb

Book Lovers by Emily Henry

Mika in Real Life by Emiko Jean

Jameela Green Ruins Everything by Zarqa Nawaz

And check out your friends' recommendations on Goodreads

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Co-host Telanda Sidari, The Franchise Educator, gives a quick overview on what is hot in the franchising world.

If you have an interest in owning a franchise, start by contacting Telanda on her website.

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Do you still have an AOL account? A Hotmail account? Not eliminating your old accounts can expose you to online fraud and identity theft. We have easy ways to keep your online self safe. From changing your usernames and passwords, to why you shouldn't automatically let Google or Facebook log you into accounts. Safety first!

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Is using digital coupons worth your time? Coupon users report an average of seven percent savings on their grocery bill with coupons. The typical family saves between $5.20 and $9.60 per week using coupons.

The best part is that you can buy things on sale and have a manufacturer coupon and still get the earnings back. This was when extreme couponing got taken to a whole new level in 2022. If you have a favorite store that you shop at, make sure that you type it into a search engine and then use the word “coupon” with it.

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If you’re still working, raise your retirement savings

If you have a 401(k) account available at work and you’re not currently contributing, tell your HR department you’d like to start (or resume) having contributions deducted from each paycheck. Already in a plan? Increase your annual deduction another percentage point or two.

Reassess your budget

Make a home movie of the items in your home

Use your smartphone to take a video of everything in your home. Narrate while taping to give context and to highlight things of value.

If you have accumulated a variety of retirement accounts from former employers through the years. Track down those accounts and weigh the benefits of consolidating them into one account.

Take advantage of giving strategies that benefit you at tax time.

Gather together all the old financial and medical documents you no longer need to refer to and shred them to protect your personal data.

If you contribute pretax money to a health care flexible spending account at work, you may lose any money you haven’t used by the end of the year.

Spend a few hours rereading your will, power of attorney, estate plans, and other legal documents to see if they are up to date and still reflect your wishes.

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We are in the grips of the worst price inflation in decades. BUT, there are still ways to save a few bucks here and there to help make ends meet.

This is it, part 4. Catch up on our series over the past few weeks to learn more ways to save.

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