Dev is back with his seventh EV update! After trading in his Tesla Model 3 in 2024, he's now 90,000km into his second one. In this episode he covers:

👉🏾 the cost savings of his first Model 3

👉🏿 the numbers on his second Model 3

👉🏻 does it make sense to buy an EV in 2026?

👉 comparing costs to an ICE car

👉🏽 pros & cons of having an EV

👉🏼Dev's top tips for buying cars

Related episodes:

058 the economics of electric cars!

093 EV cost analysis: 12 months of driving a Tesla

123 EVs: 100,000km Tesla Model 3 update

225 EVs: 150,000km Tesla Model 3 update

324 EVs: 200,000km Tesla Model 3 update

428 economics of EVs: Tesla M3 265,000km - the end!

Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

To chat with a professional and get help about your situation, click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

Hosted on Acast. See acast.com/privacy for more information.

Having lots of money has it's advantages, but it can also come with added challenges. In today's episode Dev unpacks these, touching on:

👉🏾 trust and relationship issues

👉🏿 family issues

👉🏻 suspicion

👉 lack of privacy

👉🏼 rising stress

👉🏽 social isolation

👉🏾 judgement and pressure

👉🏿 personal risk

👉🏻 achievements become devalued

👉 morality

👉🏼 raising children

👉🏽 his final thoughts

Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

To chat with a professional and get help about your situation, click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

Hosted on Acast. See acast.com/privacy for more information.

In this episode Dev & Vince Scully, Portfolio Manager at Life Sherpa Invest dig into what most index fund podcasts don't tell you, that the index you pick matters just as much as the decision to invest in one. They touch on:

👉 the current interest rate environment

👉🏾 why index investing isn't truly passive

👉🏿 the ASX 200 is basically banks and miners, your "diversified" fund might not be

👉🏻 small cap and micro cap funds can massively outperform big indexes but fees are higher

👉🏽 why asset allocation is so important to your strategy

👉🏼 the market charts you see online don't include dividends

Connect with Vince or learn more about Life Sherpa Invest at: https://lifesherpa.com.au/invest

Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

To chat with a professional and get help about your situation, click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

Hosted on Acast. See acast.com/privacy for more information.