#109 - In this episode of the Debt-Free Latina Podcast, Mayra shares a realistic and encouraging approach to starting the new year with your finances, without pressure to be perfect. She opens up about life transitions, motherhood, and becoming an almost–empty nester, and how those seasons mirror our financial journeys. Mayra explains why organization is the foundation of financial success and why something as simple as a planner, calendar, or notebook can completely change how you budget and plan your money.

You’ll learn how to align your budget with real life, why having a clear financial goal makes budgeting sustainable, and how to start paying attention to your numbers without overwhelm. This episode is perfect for anyone who wants to get organized, stay consistent, and make real progress toward financial freedom in 2026, one step at a time.

Ready to get your finances organized? Visit debtfreelatina.com to book a free call with Mayra and create a plan that fits your life and your goals.

Follow Mayra on Instagram @debtfree.latina

#108 - Setting goals is the foundation of any successful financial journey, but not all goals are equal. In this episode, we’re diving into how to set SMART financial goals that are realistic, actionable, and designed to keep you motivated. Whether saving for a big purchase, tackling debt, or building wealth, these strategies will help you break down your goals into manageable milestones. Let’s make 2025 the year you achieve what you dream of!

What You’ll Learn in This Episode:

1. The importance of setting financial goals and how they shape your journey.
2. How to apply the SMART Goal Framework to your finances.
3. Real-life examples of achievable financial milestones.
4. Tips for staying on track and celebrating progress.
5. Why reviewing and adjusting your goals is key to long-term success.

Action Steps:

• Write down your top 3 financial goals for 2025 and ensure they are Specific, Measurable, Achievable, Relevant, and Time-bound.
• Break each goal into smaller milestones to track progress.
• Set calendar reminders to review your progress monthly.
• Find an accountability partner or join a financial community for support.

Question of the Week:

What’s one financial goal you’re setting for 2025? Share it with us on Instagram or in our Facebook group using #DebtFreeLatinaGoals!

Follow & Subscribe:

Enjoyed this episode? Don’t forget to subscribe to the Debt-Free Latina Podcast so you never miss a new episode. Leave a review and share this episode with someone ready to crush their financial goals in 2025!

#107 - Welcome to the first episode of 2025! It’s the perfect time to set the foundation for financial success this year. In this episode, we’ll walk you through the steps to create a fresh budget, reflect on your 2024 spending habits, and set realistic goals for 2025. Whether you’re working to pay off debt, save for a big goal, or simply take control of your finances, this episode is packed with actionable tips to help you start strong. Let’s make this your best financial year yet!

What You’ll Learn in This Episode:

1. Why the new year is the best time to reevaluate your finances.
2. A step-by-step guide to creating a budget from scratch.
3. How to set SMART financial goals for 2025.
4. Tools and resources to track your spending and savings.
5. Tips for maintaining motivation throughout the year.

Action Steps:

• Reflect on your 2024 spending habits: What worked, and what needs improvement?
• Create a simple monthly budget to track income, expenses, and savings.
• Write down 2-3 financial goals for 2025 and make them specific and measurable.
• Download a budgeting app or use a printable tracker to stay organized.

Share Your Goals!

We’d love to hear about your 2025 financial goals! Share them on Instagram or in our Facebook group using the hashtag #DebtFreeLatinaGoals. Let’s inspire each other to stay accountable this year.

Follow & Subscribe:

If you enjoyed this episode, subscribe to the Debt-Free Latina Podcast so you never miss an update. Don’t forget to leave a review and share this episode with a friend ready to start their financial journey!