Recorded on Founder's Day in Ghana, the September 21 holiday Parliament restored in 2025 to honor Kwame Nkrumah alone, this episode travels to Accra for Dr. Tonya Evans' full headline address at the Digital Assets Summit Africa 2026: From Momo to Crypto.

Nkrumah won the political kingdom. The economic kingdom is still being built, and right now it is being built in code, in policy, and in digital money. Across Africa, mobile money already moves daily life. The question is what comes next, who writes the rules, and who prospers under them. Dr. Evans lays out the stakes for anyone advising a business, a bank, or a government: if Africa is not on your digital asset map, you are working with chapters missing. If it is, you are early, and early is where the advantage lives.

The first voices in the episode belong to the children who opened the summit with poetry. The future of Ghana, and the world.

Watch the full speech, download the slides, and get the Momo to Crypto 2026 report and video replay at tonyaevans.com/momotocrypto. Stay ahead of the regulatory curve with 7 days of complimentary access to Clarity at Web3ReadyClarity.com/apply. All the extras are at ConfidentlyCrypto.com.

Dr. Tonya M. Evans

CEO | Advantage Evans Global Regulatory Strategies

📖 Author: Digital Money Demystified |Cooperative Economics of Crypto

🔗 Connect: TonyaEvans.com

📬 Subscribe on Substack: Clarity-to-Strategy[your-link] Report

🎙️ Host: Confidently Crypto, SiriusXM

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The U.S. Senate is finally confronting the question digital-asset businesses have been waiting years to answer: who regulates crypto—and under what rules?

In this episode of Confidently Crypto & More, Dr. Tonya M. Evans breaks down the September 15 cloture vote on the Digital Asset Market CLARITY Act, H.R. 3633, and what a "yes" or "no" vote actually means for the future of U.S. digital-asset regulation.

Dr. Evans examines the latest Senate text, including the new ethics provisions, developer protections, stablecoin yield restrictions, and the proposed Treasury "circuit breaker" for potential bank deposit flight. She also cross-examines the argument that interest-bearing stablecoins could pull trillions of dollars out of traditional banks—and what the competing models actually tell us.

But this episode is recorded from Accra, Ghana, where Dr. Evans is attending Digital Assets Summit Africa (DASA 2026). That vantage point offers a striking contrast: while Washington debates whether to regulate digital assets, countries across Africa are already writing the rules and asking how digital assets can drive investment, financial access, and economic growth.

From the CLARITY Act and stablecoins to managed digital sovereignty, this is a conversation about the rules being written now, and the leaders who need to understand them before everyone else does.

In this episode:
• The September 15 Senate cloture vote
• What the latest CLARITY Act text changes
• Ethics, developer protections, and stablecoin yield
• The bank-deposit debate
• What U.S. regulation looks like from Africa
• Managed digital sovereignty and the future of digital assets

Transcript, glossary, reading list, and State of Crypto summary: confidentlycrypto.com

Ready to move from confusion to clarity and strategy? TonyaEvans.com/starthere

Dr. Tonya M. Evans

CEO | Advantage Evans Global Regulatory Strategies

📖 Author: Digital Money Demystified |Cooperative Economics of Crypto

🔗 Connect: TonyaEvans.com

📬 Subscribe on Substack: Clarity-to-Strategy[your-link] Report

🎙️ Host: Confidently Crypto, SiriusXM

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week: the CLARITY Act's make-or-break Senate vote, why the House going quiet doesn't slow crypto regulation down, and a fact-check of Congressman Al Green's claims on The Joy Reid Show, plus a plain-language breakdown of CBDCs, stablecoins, Bitcoin, and shitcoins.

Then, Ebenezer Ghanney, founder and CEO of WeWire, joins to talk about building the payment rails moving billions across African borders. He explains how a stint at a retail crypto exchange revealed the real problem was business payments, not consumer trading, why mobile money and stablecoins are more alike than different, and how WeWire sequenced regulatory licenses across three continents when no single country's framework fit. We close on the African Continental Free Trade Area and WeWire's role at this year's Digital Assets Summit Africa.

Full transcript, glossary, and this week's listener poll at ConfidentlyCrypto.com.

https://www.wewire.com/

https://www.linkedin.com/in/ebenezer-ghanney/

Dr. Tonya M. Evans

CEO | Advantage Evans Global Regulatory Strategies

📖 Author: Digital Money Demystified |Cooperative Economics of Crypto

🔗 Connect: TonyaEvans.com

📬 Subscribe on Substack: Clarity-to-Strategy[your-link] Report

🎙️ Host: Confidently Crypto, SiriusXM

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ghana just did what Washington is still debating. On December 19, 2025, Parliament passed the Virtual Asset Service Providers Act, and a market that recorded over $10 billion in transactions moved from the shadows into a rules-based system. This week, Dr. Tonya Evans sits down with Caleb Kwaku Afaglo, president of the Chamber of Digital Assets and Blockchain Innovations, Ghana chapter, and the man at the center of that transformation. They trace the path from Momo to regulated crypto: how Ghana split oversight by activity instead of turf, why tax clarity is what actually brings banks off the sidelines, and the four-level AML certification program preparing an entire industry for licensing. If your business touches African corridors, the liability is already yours. The opportunity can be too. Full transcript, glossary, and this week's resources at ConfidentlyCrypto.com.

Dr. Tonya M. Evans

CEO | Advantage Evans Global Regulatory Strategies

📖 Author: Digital Money Demystified |Cooperative Economics of Crypto

🔗 Connect: TonyaEvans.com

📬 Subscribe on Substack: Clarity-to-Strategy[your-link] Report

🎙️ Host: Confidently Crypto, SiriusXM

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Dr. Tonya M. Evans explores the concept of trust in money, particularly focusing on Bitcoin and its implications in the current financial landscape. She discusses the historical context of money, the ongoing regulatory battles in Washington, and the evolving definition of money in the digital age. The episode emphasizes the importance of understanding the trust model behind different forms of money and the need for flexible compliance frameworks in the face of regulatory uncertainty.

Dr. Tonya M. Evans

CEO | Advantage Evans Global Regulatory Strategies

📖 Author: Digital Money Demystified |Cooperative Economics of Crypto

🔗 Connect: TonyaEvans.com

📬 Subscribe on Substack: Clarity-to-Strategy[your-link] Report

🎙️ Host: Confidently Crypto, SiriusXM

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Money has been digital for years. The real question was never whether it should be, it's who controls the database behind it: a bank, a government, or math. In this episode, Dr. Tonya Evans opens with that question, sparked by something Karen Hunter, host of The Karen Hunter Show on SiriusXM Urban View Radio, asked her live on air the week before: what is money? Dr. Evans runs it through debit cards, Venmo, direct deposit, and the twenty in your wallet to make the case that money made the jump to digital a long time ago, then goes deeper into what money is actually for. You've never wanted the dollar itself; you've wanted what it can get you. From there, the episode traces the three kinds of trust that have carried money through human history: trust in people, trust in institutions, and now, trust in verification. This is part one of a two-part series. Part two picks up next week with Bitcoin's answer to the trust question, and the fight happening in Washington right now over who gets to decide what counts as money.

Dr. Tonya M. Evans

CEO | Advantage Evans Global Regulatory Strategies

📖 Author: Digital Money Demystified |Cooperative Economics of Crypto

🔗 Connect: TonyaEvans.com

📬 Subscribe on Substack: Clarity-to-Strategy[your-link] Report

🎙️ Host: Confidently Crypto, SiriusXM

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Who is Satoshi Nakamoto? Bitcoin's creator built a new kind of money, walked away in 2011, and left a fortune worth tens of billions untouched for 17 years. This year the New York Times went hunting and came back with a name, and the man they named says it isn't him. This episode unpacks the greatest unsolved mystery in money: why the creator vanished as governments closed in, and why that empty chair may be protecting your money right now, from founder risk, from regulators, from single points of failure. You'll also learn the one question that exposes every fake "Satoshi unmasked" headline before you fall for it. Plus, your State of Crypto: the Senate punts the CLARITY Act to September while institutional money keeps flowing, and the debut of a new recurring segment, The Greatest Threat to the Greatest Threat, tracking what could disrupt the disruptor, from AI deepfake scams coming for your wallet to the quantum countdown. What it is. What it means. What to do. Get the free State of Crypto Executive Summary at tonyaevans.com/report. Full transcript and show notes at ConfidentlyCrypto.com.

Dr. Tonya M. Evans

CEO | Advantage Evans Global Regulatory Strategies

📖 Author: Digital Money Demystified |Cooperative Economics of Crypto

🔗 Connect: TonyaEvans.com

📬 Subscribe on Substack: Clarity-to-Strategy[your-link] Report

🎙️ Host: Confidently Crypto, SiriusXM

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is crypto the villain of your money story, or did it get framed? Attorney and Digital Currency Group board member Dr. Tonya Evans reopens the case: from the Freedman's Bank to Black Wall Street to the 2008 crash, the real villain is a financial system that was never built to be clear or fair to most people. Bitcoin walked in after the story was already written.

Plus, two new segments debut: Myth vs. Fact, busting the biggest crypto myth with receipts, and Cross-Examination, putting the week's strongest anti-crypto argument on the stand. What it is. What it means. What to do.

Visit ConfidentlyCrypto.com for full show notes and transcript. Make sure to like, subscribe and share.

Dr. Tonya M. Evans

CEO | Advantage Evans Global Regulatory Strategies

📖 Author: Digital Money Demystified |Cooperative Economics of Crypto

🔗 Connect: TonyaEvans.com

📬 Subscribe on Substack: Clarity-to-Strategy[your-link] Report

🎙️ Host: Confidently Crypto, SiriusXM

Dr. Tonya M. Evans

CEO | Advantage Evans Global Regulatory Strategies

📖 Author: Digital Money Demystified |Cooperative Economics of Crypto

🔗 Connect: TonyaEvans.com

📬 Subscribe on Substack: Clarity-to-Strategy[your-link] Report

🎙️ Host: Confidently Crypto, SiriusXM

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.