Can We Fix Housing Without Killing Wealth Creation? copertina

Can We Fix Housing Without Killing Wealth Creation?

Can We Fix Housing Without Killing Wealth Creation?

Ascolta gratuitamente

Vedi i dettagli del titolo

Offerte di stagione | 0,99 €/mese per i primi 3 mesi

A seguire 9,99 €/mese – si applicano condizioni. Puoi disdire mensilmente.
A proposito di questo titolo
 The government has framed its proposed capital gains tax changes as a way to tackle intergenerational unfairness.But what happens when the same reforms make it harder for younger Australians to build wealth, save a deposit, invest in businesses and diversify beyond property?Chris Brycki, founder and CEO of Stockspot, joins Veronica and Chris to unpack what the Treasury modelling may be missing. With Stockspot clients collectively withdrawing $37 million last year to buy property, he explains how diversified ETFs have become a deposit-building strategy — and why the new tax treatment could make that pathway less attractive.We also examine the hidden problem of taxing inflation-adjusted gains while failing to provide the same treatment for real losses, the potential impact on small-cap companies and startups, and why the changes could encourage businesses to pay out more dividends rather than reinvest in growth and innovation.From first-home buyers and entrepreneurs to downsizers and long-term investors, this conversation explores the behavioural consequences of tax policy — and whether a reform designed to improve affordability could ultimately distort investment decisions in ways the government did not intend.Episode Highlights01:40 – Chris Brycki on the CGT Changes05:16 – Should You Invest Your House Deposit?07:53 – Where the Budget Got CGT Reform Wrong10:14 – The CGT Trap: Gains Indexed, Losses Aren’t15:08 – Why the New CGT Rules Could Crush Startups21:25 – Should Capital Gains Be Taxed Like Income?27:49 – Will CGT Changes Push Companies to Pay Dividends?33:06 – How the New CGT Rules Affect ETFs37:19 – When Tax Starts Driving Investment Decisions43:08 – Could CGT Changes Push Money Back Into Property?48:52 – Is Negative Gearing Really Only for the Wealthy?51:44 – Why 1 July Valuations Could Cost You Thousands55:06 – Could CGT Changes Discourage Downsizing?58:18 – The Bigger Economic Consequences of CGT ReformAbout the GuestChris Brycki is the founder and CEO of Stockspot, described as Australia’s first and largest digital investment adviser. Stockspot manages more than $1.5 billion for around 21,000 clients, many of whom are young professionals and families investing through diversified ETFs for goals including buying a home.Chris brings a direct view of how Australians are actually using investment markets to build wealth. He has been particularly vocal about the proposed CGT changes and their potential impact on investors, entrepreneurs, housing affordability and Australia’s economy.In this episode, he draws on his experience working with investors to challenge assumptions behind the proposed reforms, including Treasury’s modelling of share-market returns, the treatment of investment losses, and the incentives the new system could create for companies, investors and aspiring homeowners.Connect with ChrisLinkedIn | Chris BryckiWebsite | StockspotLinkedIn | StockspotX | StockspotFacebook | StockspotInstagram | StockspotResourcesVisit our website: https://www.theelephantintheroom.com.auIf you have any questions or would like to be featured on our show, contact us at:The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.auLooking for a Sydney Buyers Agent? https://www.gooddeeds.com.auWork with Veronica: https://www.veronicamorgan.com.auLooking for a Mortgage Broker? alcove.com.auWork with Chris: chrisbates@alcove.com.auEnjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcastSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6EIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!See you on the inside,Veronica & Chris
adbl_web_anon_alc_button_suppression_t1
Ancora nessuna recensione