AI is changing HR faster than most leaders realize—and many organizations are already behind. In this episode of Built By People, DailyPay Chief People Officer Jon Lowe breaks down how AI in HR, earned wage access, and shifting employee behavior are fundamentally reshaping workplace culture, leadership, and the future of work.
This episode is especially relevant for CHROs, People Ops leaders, and executives responsible for workforce strategy, employee experience, and navigating HR transformation in 2025 and beyond.
Jon Lowe shares a candid look at his non-linear career journey—from early-stage Amazon to Revolut, eToro, and now DailyPay—and how those experiences shaped his leadership philosophy. As Jon notes, “We’re in the second inning of AI in HR,” and the biggest risk for HR leaders isn’t experimentation—it’s thinking too small about what AI will change.
DailyPay is a platform that offers on-demand pay and financial wellness solutions for employers and employees. While most services today are instantaneous, paychecks have lagged behind. DailyPay disrupts how employees get paid by giving workers real-time access to their own earned money—helping businesses modernize employee relationships, improve financial well-being, and drive measurable changes in attendance, engagement, and retention.
In this episode, you’ll learn:
How AI will reshape HR org design, productivity, and decision-making
Why earned wage access directly impacts employee behavior and outcomes
How the traditional work model is breaking—and what’s replacing it
Why reciprocal value creation is essential for retention and career growth
How mindfulness helps leaders sustain performance in high-growth environments
Key questions explored:
How should HR leaders think about AI beyond incremental efficiency gains?
Why does a two-week pay cycle no longer match how people actually work?
What does the future of HR look like in the next 12–24 months?
Chapters
00:00 Jon Lowe’s career journey and leadership evolution
03:37 The biggest HR challenges we’re not talking about enough
05:41 How earned wage access changes employee behavior
08:06 Scaling culture through reciprocal value creation
10:32 AI’s real impact on HR and organizational design
13:18 Unexpected ways AI is already changing work
14:38 Mindfulness, balance, and leadership advice
If you’re navigating AI adoption, employee experience challenges, or workforce transformation, follow Built by People, share this episode with a colleague, and subscribe for more conversations shaping the future of HR and work.