Build Your Benefits copertina

Build Your Benefits

Build Your Benefits

Di: Aditi Shankar
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You know what a great benefits program feels like. You also know how hard it is to build one — and how rarely anyone talks honestly about what that actually takes. Build Your Benefits is the show that fills that gap. Each episode goes deep inside the thinking of a senior benefits leader at a major enterprise. How they build their portfolio. How they manage escalating costs. How they drive utilization and measure ROI in a way that holds up in a CFO meeting. No topic lists. No trend roundups. One leader, one conversation, thirty minutes. Brought to you by Multiply Mortgage. New episodes every week.© 2026 Aditi Shankar Economia Gestione e leadership Management
  • Your Employees Don’t Need More Benefits. They Need the Right Ones
    Sep 25 2026

    Designing a benefits package for a deskless, distributed workforce requires a radical departure from corporate norms. When half of your employees are under thirty and constantly on their feet, a forty-page benefits guide is not a resource—it is a barrier. True value in total rewards isn't found by stacking ancillary perks, but by ruthlessly aligning offerings with the specific demographic realities of the shop floor.

    Amrita Bhaumik, VP of HR at Jiffy Lube (Team Car Care), breaks down the strategic shift from viewing benefits as a cost center to leveraging them as a retention engine. She shares the honest reality of trial and error in benefits selection, including why highly-requested perks like pet insurance often see zero utilization while financial wellness tools achieve near-total adoption. The conversation moves beyond generic wellness trends to focus on the hard metrics that CFOs care about: absenteeism, productivity, and talent depth.

    What You'll Learn:
    - Align benefits design with specific business objectives to move HR from a cost center to a value driver
    - Identify the demographic triggers that make certain benefits irrelevant to a younger, frontline workforce
    - Replace lengthy corporate documentation with mobile-first, simple communication strategies that reach deskless workers
    - Use store general managers as primary data points for real-time benefits sentiment and needs analysis
    - Evaluate the ROI of specialized offerings like scholarship programs versus legislative mandates
    - Balance the rising costs of pharmaceutical and medical premiums with high-impact ancillary wellness tools
    - Leverage responsible AI and data analytics to clean up enrollment processes and improve information access

    Key Quotes:
    — "I think the biggest research comes from understanding your own workforce. The way we design a plan, the way we communicate the plan, and what exactly are we hoping to get out of it."
    — "If you design a plan which is so corporate with corporate employees in mind, it's not going to work. It's absolutely not going to fly."
    — "You are a business person who happens to support HR. You need to understand the business really, really well and make understand how the business makes money."

    Amrita Bhaumik is VP of Human Resources at Jiffy Lube (Team Car Care), where she leads people strategy for the brand’s largest franchisee.

    Optimizing total rewards for retail human resources and frontline workforce retention requires a data-driven approach to health plan design and employee value proposition. This episode explores how VP of HR leaders manage rising medical costs while maintaining competitive advantage through strategic benefits communication and financial wellness initiatives.

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    21 min
  • What If Your Benefits Strategy Could Save a Life?
    Sep 24 2026

    A great benefits program is only as strong as its ability to prove impact to a skeptical CFO or CEO. While many HR leaders rely on engagement surveys and anecdotal evidence, the path to sustainable investment lies in a rigorous, data-first approach that connects clinical outcomes to the bottom line.

    In this conversation, Tom Ellis, VP of Total Rewards at Emplify Health, breaks down how he architected a bespoke behavioral health solution that moved beyond traditional EAPs. He shares the specific "three-legged stool" strategy he used to address chronic and episodic mental health needs, including the pivotal moment his CEO challenged the long-term validity of indefinite talk therapy without measurable results. From managing high-risk suicidal ideations to the nuances of multi-state benefit parity, Tom reveals the technical and persuasive skills required to lead a Total Rewards COE at the enterprise level.

    What You'll Learn:
    - Why traditional EAPs often fail at the point of chronic clinical referral.
    - The specific three-part tech stack needed for a functional benefits data lake.
    - How to structure a direct-to-employer relationship with local health systems.
    - Moving beyond surveys to identify presenteism and non-productive time through data.
    - The "three-legged stool" of behavioral health: on-site, self-help tech, and navigators.
    - How to present high-stakes behavioral health outcomes to a senior leadership team.
    - The importance of "off-label" use cases for HR business partners in benefit adoption.
    - Why first-principles thinking on a whiteboard beats following consultant trends.

    Key Quotes:
    — "Anybody without data is just another person with an opinion."
    — "If this is going to be nine months of talk therapy and there aren't a lot of results to show for it, a year from now we're going to be having a very different discussion."
    — "Take the data and turn it into people. We identified eight suicidal ideations and were able to avoid those and get people the help they needed."

    Tom Ellis is the VP of Total Rewards at Emplify Health, bringing over 20 years of experience across healthcare, biotech, and financial services to the science of human capital.

    Targeted at VPs of Total Rewards and CHROs, this episode explores behavioral health strategy, benefits data analytics, and healthcare plan design for enterprise organizations. We discuss self-funded employer trends, behavioral health ROI, and the integration of clinical navigators in high-population health management.

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    28 min
  • The Glucose Monitor That Changed Everything: How Roblox Is Treating Benefits Like Athletic Training
    Sep 2 2026

    Peak performance is not merely the absence of illness; it is a sustained state of optimal health driven by proactive measurement. When the CEO of Roblox challenged his HR leadership to treat employees like elite athletes, the Total Rewards team had to rethink the traditional reactive benefits model. The result was a shift toward a four-pillar framework focused on measurement, nutrition, movement, and recovery.

    In this conversation, Supriya Bahri, SVP of Total Rewards at Roblox, details the implementation of their Continuous Glucose Monitoring (CGM) program. She explains how providing employees with a one-month window of biometric visibility allows them to understand the immediate impact of stress, sleep, and diet on their bodies. Supriya shares her framework for balancing employee choice through Lifestyle Spending Accounts while managing costs effectively for a global enterprise. We also explore her perspective on using AI agents to scale benefits education and the long-term ROI of investing in proactive health data.

    What You'll Learn:
    - The four-pillar framework Roblox uses to drive sustained peak employee performance
    - How to integrate Continuous Glucose Monitoring into a standard benefits package
    - Why giving employees choice in medical devices increases utilization and satisfaction
    - The strategic use of Lifestyle Spending Accounts (LSAs) for targeted health outcomes
    - How to manage the trade-offs between high-cost proactive investments and long-term claims reduction
    - Using AI-driven agents to handle 70% of employee benefits inquiries
    - Strategies for moving beyond annual checkups to a continuous measurement culture

    Key Quotes:
    — "What is looking like an expense today is an investment in health... if you have fewer diabetic cases, your claims ratios are going to be much better."
    — "We decided we want to emphasize on a proactive approach so that we can drive peak performance beyond a healthy baseline."
    — "Choice is always something people value... if you give people options on which device they want to use, usage increases."

    Supriya Bahri is the SVP of Total Rewards at Roblox, bringing over two decades of experience in compensation, benefits, and HR technology.

    SEO Indexing: This episode covers total rewards strategy, employee wellness ROI, proactive healthcare benefits, lifestyle spending accounts, and corporate diabetes prevention. It is designed for HR leaders at tech and enterprise companies looking for innovative ways to manage healthcare costs through preventative technology.

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    25 min
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