Thinking is becoming a manufactured good. Liam Nelson of Early Riders walks through the Singularity Stack — the conversion chain from raw energy to compute, models, harnesses, agents, and final settlement, and why Bitcoin sits at the end of that stack.

This is a builder-and-allocator conversation: energy bottlenecks, the economics of models vs. harnesses, agent-to-agent markets, and why technological deflation and hard money pull in opposite directions. If you allocate capital, build infrastructure, or think in Bitcoin as the hurdle rate, this is the map.

⏤ ⏤ ⏤

🌴 Join us at Mita TechTalks 2026 — an exclusive gathering for operators, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita.

Request your invitation: https://2026.mitatechtalks.com/

⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤

Chapters

00:00 Introduction to Liam Nelson and Early Riders

03:45 The shift from high to low time preference investing

04:37 Creating the Singularity Stack: framework and motivation

05:36 AI adoption and parallels with internet growth

06:28 The analogy of electricity and technological progress

13:24 The nine layers of the Singularity Stack

22:24 Energy as the foundation of the stack

26:28 Energy bottlenecks and infrastructure challenges

33:03 Models, harnesses, and the economics of AI models

37:55 The role of agents, identity, and coordination

44:24 Innovations like Hugging Face and open source robots

45:33 The agent to agent economy and future productivity

50:22 Inflation versus deflation in technology and money

55:01 Key takeaways and future opportunities

Resources

https://earlyriders.com/

https://earlyriders.com/singularity-stack/

Build With Bitcoin:

https://www.buildwithbitcoin.xyz/

https://x.com/BuildwBitcoin

⏤ ⏤ ⏤

❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions consult a professional.

Emily Barron, CEO and co-founder of Zaria, on why Bitcoin is becoming institutional collateral — and why servicing, not origination, is the bottleneck.

Zaria builds the operational backbone for digital asset-backed loans: 24/7 collateral monitoring, primary and backup servicing, agency functions, and advisory. Emily traces the path from capital-markets work to Bitcoin collateral, the post-2022 reset in digital-asset lending, and Zaria’s bid to become a national trust bank so structured credit can treat BTC like a real fiduciary asset.

⏤ ⏤ ⏤

🌴 Join us at Mita TechTalks 2026 — an exclusive gathering for operators, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita.

Request your invitation: https://2026.mitatechtalks.com/

⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤

Chapters

00:00 Introduction to Emily Barron and Zaria

03:54 The founding story of Zaria and its core mission

09:05 Why Bitcoin is a unique collateral asset

11:59 Recent market developments and institutional involvement

18:07 Zaria's product offerings and market strategy

24:07 Lessons from market crises and the resilience of Bitcoin-backed loans

30:04 Regulatory landscape and future opportunities

35:47 Building a trust bank for digital assets

41:46 Funding, growth, and competitive landscape

50:02 Risks, challenges, and the future of digital asset finance

Resources

https://zaria.xyz/

Build With Bitcoin:

https://www.buildwithbitcoin.xyz/https://x.com/BuildwBitcoin

⏤ ⏤ ⏤

❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions consult a professional.

In this episode, Stu Lackey, CEO and co-founder of Sound HSA, explains how Bitcoin can live inside a Health Savings Account — not as an ETF, but as actual bitcoin in a self-directed, tax-advantaged HSA.

Stu covers why HSAs are one of the strongest vehicles in the U.S. tax code and why pairing them with bitcoin’s fixed supply fits rising healthcare costs. He walks through how SOUND HSA works: cash in, buy real bitcoin, multi-sig custody, an IRS-designated trustee, and the path from idea to live product. You’ll also hear the founder story — two decades in health-tech, the balance-sheet moment that crystallized the idea, partnerships, and building a compliant product on existing HSA rails.

⏤ ⏤ ⏤

🌴 Join us at Mita TechTalks 2026 — an exclusive gathering for operators, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita.

Request your invitation: https://2026.mitatechtalks.com/

⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤

Chapters

00:00 Introduction to Stu Lackey and Sound HSA

02:10 Stu's background in healthcare and discovery of Bitcoin

04:00 What is an HSA and its benefits

06:48 The vision for integrating Bitcoin into HSAs

09:58 Market opportunity and initial conviction

16:48 How the Sound HSA product works step-by-step

20:00 Custody, partnerships, and security measures

25:00 Business model, monetization, and fundraising journey

28:59 Use of funds and growth strategy

32:04 Bitcoin treasury management and long-term vision

35:49 Go-to-market strategy and customer acquisition

40:01 Innovative features like move-to-earn and wellness programs

43:12 Advice for newcomers and industry outlook

52:04 Getting involved and final thoughts

Resources:

https://soundhsa.com/

Build With Bitcoin:

https://www.buildwithbitcoin.xyz/https://x.com/BuildwBitcoin

⏤ ⏤ ⏤

❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions consult a professional.