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It's rare in 2026 to see a small-but-mighty independent mortgage brokerage survive, let alone thrive. But that's exactly what Rory Farrell & Mike Witczak are committed to growing at Marathon Mortgage in Erdenheim, PA. What's up, commitment and consistency! In this B&R ep, Sean & Tim talk to Rory & Mike about quality over quantity, purposefully building their respective businesses, and growing their networks. Dive right in, folks!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Marathon Mortgage Happy Hour: http://www.youtube.com/@MichaelWitczak
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

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Stop sitting on the sidelines waiting for someone to give you permission to do what you wanna do in business. Shoot your shot! As easy as that is for us to say, we recognize that it's very hard some someone to do. Both Sean & Tim have shot and missed many times throughout their careers, but it doesn't mean we stop shooting. This one is all about giving yourself some grace, dive into another B&R mindset banger!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ The Birds: https://www.philadelphiaeagles.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send a text

The line-of-the-day on this one was, "You got me on sale last year. The sale's over, now you gotta pay full price." Sean & Tim sat down with Tom Mellett from Keswick Mortgage Group and chatted about all things cars, mortgages, and finding your path. As a seasoned mortgage expert, Tom provides insight into his industry, as well as, how relationships always seem to play a pivotal role in finding success. Dig in, peeps!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Cafe Carmela: https://cafecarmelaphilly.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us a text

"I've always wanted to work for myself" is a common phrase that we hear within our business circles, as well as in our personal lives. And when someone says that to us, we love to hear it! But ... we're also very honest about how hard it is to work for yourself, and most importantly, keep it going into the foreseeable future: longevity, runway, etc. In this B&R banger, Sean & Tim talk about the subject of wanting to become an entrepreneur and offer advice on how to start preparing for it!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his team love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Bad Brains, "Build A Nation": https://open.spotify.com/album/04sgvHy46dtGFDQiUXFGyS
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us a text

As B&R grows its watcher and listener community, our guest community grows right alongside it. While real estate and insurance have been a primary focus for us, they are now more foundational to our mission than the only ponds we fish in. Queue up Jimmy O'Neill, a well-known Philly local and superstar entrepreneur. Jimmy had entrepreneurship running through his veins growing up in Glenside, PA, and has channeled that energy to start and grow one of the most successful masonry companies in Greater Philadelphia. We lost count of how many nuggets he dropped on this one, so you'll just have to dive in to see what Sean & Tim extracted from a fantastic convo with Jimmy!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his team love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Phil Iannuzzi, Paving/Excavating: https://www.iannuzziconstruction.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us a text

It only took us 100+ episodes and just over 2 years to finally make the "Bricks" (aka Real Estate) and "Risk" (aka Insurance) connection. Selling your insurance agency is just like selling your home. If the No. 1 rule in real estate is Location, Location, Location, the No. 1 rule in seeing what your insurance business would sell for on the open market is Presentation, Presentation, Presentation. Whether you're just about to start your morning workout routine, or know you have a 45 minute drive ahead of you, dive in with Sean & Tim for another B&R banger!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his team love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Phoenixville, PA: https://www.visitphilly.com/areas/chester-county/phoenixville/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us a text

Why is it that real estate clients (buyers and sellers) consistently feel like they're "wasting" their real estate agent's time? Answer, because a majority of homeowners only buy and sell a few homes in their lifetime. Therefore, it's an unfamiliar process and one that's (unfortunately) not well documented online. Our interview with Seth & Jenn touches upon repping the client right, building a team through teaching to fish, and being consistent with a podcast to scale your business. Sean & Tim love collaborating with other podcast hosts, dive in for another B&R banger!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his team love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Moving Sucks Podcast: http://www.youtube.com/@MovingSucksPodcast
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us a text

I mean, who doesn't like Philadelphia butter cake? Haha. In all seriousness, this episode is all about your team: employees, hourly workers, VAs, vendors, you name it. Why is your team so important? Because if you and your team don't deliver, that client is not coming back nor will they drop your name for referrals (shout-out to Brian at Fountain Street Auto, for giving us inspo). Sean & Tim dive into teams, their importance, and how to grow your squad!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his team love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Danish Bakers: https://www.danishbakers.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk