A different sort of episode, and the first of what I'm calling my big picture ones: instead of a single tool, we look under the bonnet of a whole firm.

Keith Hare, Alex Bond and Craig Fitzsimons of Cadence Financial Planning build most of their own technology, and six people are running a stack that punches far above its weight.

We cover the onboarding tool they sketched on a Thursday and released the following week, a suitability engine on version 13 in four months, a case that took 35 outsourced hours and now takes two and a half, and the hallucination that invented an FCA rule.

N8N is the best-kept secret in financial planning tech, and I say that as someone who can no longer run Arboretum without it.

Phil Teale of Teale Pen & Pixel builds n8n workflows for advice firms every day, and joins me to explain what it actually is: a visual canvas where you wire your systems together, with none of Zapier's per-step pricing — about £20 a month on their cloud, or £8 self-hosted.

We get into meeting note takers, suitability report generators, Phil's chatbot that queries the FCA Handbook, why owning your automations matters, as well as the downside: a real learning curve, and workflows that break.

A first for the show: no guest, just me, and a short one.

Wispr Flow is the worst-kept secret in tech, but I still find many advisers that aren't using it.

What is it? A voice dictation tool that drops text wherever your cursor happens to be, and it has replaced roughly 60% of my typing. I cover how it actually works, why it is nothing like the Dragon licence I blew some of my first month's wages on as a green adviser, what it costs, and the uses that you don't initially think of when you see the headline purpose of the tech.

Affiliate link if you want to try it whilst also contributing to the Podcast's running costs: https://ref.wisprflow.ai/bionic-adviser