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Berger Points Broadcast

Berger Points Broadcast

Di: Chris Berger
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A proposito di questo titolo

 Real Estate Agent -- CHRIS BERGER -- Shares his 40+ Years of Experience in Real Estate, Home Renovation & Property Management. Licensed in NY & FL and soon to be CT.

In each episode, Chris makes an expert point in 3 minutes or less.

Download your FREE 1st time home buyers guide here: bergerpoints.comChris Berger of Berger Points Broadcast Economia
Episodi
  • Avoid A LIEN! The Value of Title Insurance

    Avoid A LIEN! The Value of Title Insurance
    Dec 20 2025
    Well, good afternoon, everybody.My name is Chris Berger and it’s time for a Berger Point.You know, we talked about buying a foreclosure and what are the pitfalls?Well, the major pitfall is that if you go in and purchase a home that’s previously owned by the bank or an auction house, one thing you must be clear about that there are no lien holders aside from the original mortgage. on the house.So for example, the house was foreclosed on for 375,000.The bank puts their fees on it, which might be 20,000.So now we’re up to 395.So at this point, if you bid on a home or pay for a home, the 395 should be it.There should be no further liens on it from any contractors in the past.There shouldn’t be a second loan on there. or a second mortgage on there, it should be free and clear once that title is paid for in full at the 395.So that’s the value of something called title insurance.And that’s why here in New York, the buyer is responsible for purchasing title insurance for that property.And what will happen is that the title insurance company will research all the background of the house, and guarantee to you that the property will be free and clear.So that way, once you purchase the home, you’ll know you own it.And that’s my point.***Today I’m wearing, you know, one of my favorite hats.Maybe it’s my all-time favorite.It’s my Papa hat.And it has all of my grandchildren on it.All five. So it’s a very special hat indeed.

    This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit bergerpoints.substack.com

    Real Estate Agent -- CHRIS BERGER -- Shares his 40+ Years of Experience in Real Estate, Home Renovation & Property Management. Licensed in NY & FL and soon to be CT.

    In each episode, Chris makes an expert point in 3 minutes or less.

    Download your FREE 1st time home buyers guide here: bergerpoints.com
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    2 min
  • Save On Fire Insurance THIS Way!

    Save On Fire Insurance THIS Way!
    Dec 17 2025
    Afternoon, everybody. My name is Chris Berger and it’s time for Berger Point.Everybody wants to save a little money on homeowners insurance, especially your fire insurance.Well, this is a little tidbit that I learned, you know, a few years back and I do share it with my buyers and sellers.And I’m going to take you outside and show you a fire hydrant.This fire hydrant actually is right across the street from my house.And with that there, I can actually save up to 5% on my fire insurance for the house.In addition to the fire hydrant, if you live within a certain distance of a firehouse, then you are also entitled to a discount.Call your insurance agent or call your insurance company and see what kind of discount you can have since you live within the vicinity of both a fire hydrant, which we saw right outside, as well as a firehouse.And that is my tip for the day.***Also, I’m going to see a Celtic Christmas tonight, so I’m getting ready.I do wish I had a little bit more Irish blood in me.But it should be a great evening.Have a great day.

    This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit bergerpoints.substack.com

    Real Estate Agent -- CHRIS BERGER -- Shares his 40+ Years of Experience in Real Estate, Home Renovation & Property Management. Licensed in NY & FL and soon to be CT.

    In each episode, Chris makes an expert point in 3 minutes or less.

    Download your FREE 1st time home buyers guide here: bergerpoints.com
    Mostra di più Mostra meno
    2 min
  • I Spent Thanksgiving In Texas With My In-Laws!

    I Spent Thanksgiving In Texas With My In-Laws!
    Dec 14 2025
    Well, here we are in Texas, just outside of Dallas.And this used to be an old cattle ranch where they drove the cattle through that pen down through here and into the main barn.And there’s a couple of horses over there. And I said, Good morning to them.But this spread, it’s about 15 acres.And the main house is located there.The so-called barn is located here and the suites inside — that they converted — are beautiful.Now, what would happen, is that they would drive the cattle into the barn area onto a stage and auction them off .And it was the finest beef in Texas and —→ it’s absolutely just beautiful here.

    This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit bergerpoints.substack.com

    Real Estate Agent -- CHRIS BERGER -- Shares his 40+ Years of Experience in Real Estate, Home Renovation & Property Management. Licensed in NY & FL and soon to be CT.

    In each episode, Chris makes an expert point in 3 minutes or less.

    Download your FREE 1st time home buyers guide here: bergerpoints.com
    Mostra di più Mostra meno
    1 min
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