J.R. and Anthony break down a wide range of current events shaping today’s financial landscape, including ongoing inflation concerns and what the latest signals from the Federal Reserve could mean for interest rates moving forward. With uncertainty around whether policy changes are coming, they discuss how the Fed’s next moves may directly impact markets, borrowing costs and retirement planning.

The conversation also touches on major headlines beyond the markets including the shooting at the White House Correspondents’ Dinner, as well as emerging issues like new technology in vehicles, including “kill switch” capabilities, and what that could mean for consumers.

At Rochford & Associates, our goal is to help individuals and families better understand their financial situation through complimentary, no-cost consultations. Stay disciplined, stay informed, and be prepared – not scared!

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Visit: AnotherMoneyShow.com
Call Rotchford & Associates: (623) 523-0444
Email the show: Team@AnotherMoneyShow.com
Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow

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Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations

Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting

About Another Money Show:
We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive!

Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now.

Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations.

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Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

J.R. and Anthony are joined by special guest Rusty Shackelford, who shares his unique background and offers a fresh perspective on financial preparedness in today’s dynamic economic environment.

The conversation explores key topics including the role of banks, the future of currency and how gold may serve as a hedge against inflation and a tool for managing volatility within a broader financial strategy. They also touch on the reality that taxation is unavoidable and highlight examples of government waste from the latest Festivus Report, raising important questions about how tax dollars are being used.

Throughout the discussion, the focus remains on being prepared for potential disruptions to the current financial landscape and designing a plan that is flexible, resilient and built to adapt to whatever may come.

At Rochford and Associates, our goal is to help individuals and families better understand their financial situation through complimentary, no-cost consultations. Stay disciplined, stay informed and stay focused on what you can control!

--

Visit: AnotherMoneyShow.com
Call Rotchford & Associates: (623) 523-0444
Email the show: Team@AnotherMoneyShow.com
Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow

--

Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations

Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting

About Another Money Show:
We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive!

Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now.

Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations.

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Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

J.R. and Anthony discuss the importance of having a comprehensive financial plan and how all the moving pieces — investments, income, and risk management — work together to support long-term success.

They talk about ongoing geopolitical tension in the Middle East and rising gas prices, connecting current events to their potential impact on markets and everyday costs. The conversation emphasizes the importance of staying prepared, disciplined and focused rather than reacting emotionally to headlines.

The show also highlights another example of government waste from the latest Festivus Report and what it could mean for the broader economic outlook.

At Rochford and Associates, our goal is to help individuals and families better understand their financial situation through complimentary, no-cost consultations. Stay disciplined, stay informed and stay focused on what you can control!

--

Visit: AnotherMoneyShow.com
Call Rotchford & Associates: (623) 523-0444
Email the show: Team@AnotherMoneyShow.com
Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow

--

Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations

Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting

About Another Money Show:
We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive!

Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now.

Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations.

--

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

J.R. & Anthony are joined by special guest Joe Jaquint to discuss the role gold can play in a diversified portfolio and why it has historically served as a hedge during uncertain times.

They also touch on rising geopolitical tension involving Iran and how global events can impact markets and your bottom line. The conversation connects current headlines to a broader focus on diversification, risk management and avoiding emotional investment decisions.

The show also highlights examples of government waste from the latest Festivus Report and what that could mean for long-term economic stability.

At Rochford and Associates, our goal is to help individuals and families better understand their financial situation through complimentary, no-cost consultations. Stay disciplined, stay informed and stay focused on what you can control!

--

Visit: AnotherMoneyShow.com
Call Rotchford & Associates: (623) 523-0444
Email the show: Team@AnotherMoneyShow.com
Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow

--

Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations

Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting

About Another Money Show:
We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive!

Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now.

Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations.

--

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

Happy "America Saves Week!"

Guest: Shikha Narula, Head of Consumer Deposit Products at Bank of America

Key Takeaways from the Interview

• Saving remains a priority—but it’s challenging:
• ~52% of Americans say saving is a top priority
• ~72% say inflation and cost of living are impacting finances
• Automation is one of the easiest wins:
• Tools like debit round-ups (e.g., “Keep the Change”)
• Recurring automatic transfers to “pay yourself first”
• Balance saving with lifestyle (don’t eliminate joy spending):
• Cut back—not cut out—small treats
• Identify “joy spending” categories and prioritize intentionally
• Use the 50/30/20 framework:
• 50% needs
• 30% wants
• 20% savings
• Make big goals more achievable:
• Break savings goals into smaller milestones
• Set deadlines and celebrate progress
• Use separate accounts for specific goals (reduces temptation)
• Free up extra cash with small adjustments:
• Review subscriptions
• Reduce unnecessary spending (rideshare, etc.)
• Small changes can compound over time
• Helpful resources mentioned:
• America Saves Week
• BetterMoneyHabits.com
• Bank of America Life Plan tools

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Visit: AnotherMoneyShow.com
Call Rotchford & Associates: (623) 523-0444
Email the show: Team@AnotherMoneyShow.com
Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow

--

Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations

Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting

About Another Money Show:
We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive!

Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now.

Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations.

--

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

In this episode, J.R. and Anthony break down the latest headlines, including rising tensions involving Iran, increasing oil and gas prices, and the market volatility that often follows. They also touch on ongoing concerns around government waste and what that could mean for inflation and long-term economic stability.

With so much noise, the focus remains on what matters: having a clear financial plan and avoiding emotional reactions to short-term events. They also revisit an important question: is your advisor truly acting in your best interest?

At Rochford and Associates, the goal is to help individuals and families better understand their financial situation through complimentary, no-cost consultations.

Stay disciplined, stay informed, and stay focused on what you can control.

--

Visit: AnotherMoneyShow.com
Call Rotchford & Associates: (623) 523-0444
Email the show: Team@AnotherMoneyShow.com
Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow

--

Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations

Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting

About Another Money Show:
We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive!

Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now.

Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations.

--

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

April is National Financial Literacy Month. It started back in the early 2000s when Congress realized too many Americans were leaving school without the first clue about how to manage a paycheck, a credit card, or a financial future. Fast-forward to 2026, and the problem hasn’t gone away. Nearly half of U.S. adults still give themselves a C-minus or worse on money knowledge…
Key Points Covered:

• Review one monthly bill and see if you can cut, renegotiate, or cancel it
• Set one small savings goal — even twenty bucks a paycheck counts
• Learn just one new money concept — like how compound interest works for you instead of against you
• Sit down with your partner or your kids and have one honest conversation about money. No judgment, Just real talk

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Visit: AnotherMoneyShow.com
Call Rotchford & Associates: (623) 523-0444
Email the show: Team@AnotherMoneyShow.com
Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow

--

Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations

Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting

About Another Money Show:
We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive!

Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now.

Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations.

--

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

In this episode, J.R. and Anthony discuss the importance of staying prepared in the face of ongoing economic uncertainty. We discuss government spending, rising national debt, and the broader economic headlines shaping today’s environment. They break down how these factors can contribute to rising costs and impact everyday financial decisions for individuals and families.

From higher gas prices to increasing travel costs and general expenses, the pressure is becoming more noticeable, making it even more important to stay proactive and intentional with your financial strategy.

The show also continues to grow, and J.R. and Anthony express their appreciation for the growing number of engaged listeners who are taking action and prioritizing their financial future.

The focus remains on controlling what you can control, staying disciplined, and making decisions based on a long-term plan.

--

Visit: AnotherMoneyShow.com
Call Rotchford & Associates: (623) 523-0444
Email the show: Team@AnotherMoneyShow.com
Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow

--

Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations

Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting

About Another Money Show:
We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our listeners to be proactive in their finances, not reactive!

Meet J.R.: J.R. Rotchford joined his family’s business, Rotchford & Associates, in 1998 after serving in the U.S. Air Force, graduating from ASU and working for a newspaper and then an elevator company for a short period of time. He has experienced the peaks and valleys of the financial services industry for going on a quarter of a century now.

Meet Anthony: In 2018, Anthony Carrao became the 4th generation of the family business after leaving behind a career as an Industrial Engineer. Anthony now uses his knowledge base in strategic planning and cost savings initiatives for individuals and families to better their financial situations, instead of saving millions for large corporations.

--

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rotchford & Associates are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.