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In this episode Nancy and Bill explore the loss of trust across a number of industries and the integrity of the political process, often facilitated by changing business practices. Trust matters and has economic value. What will it take to get trust back?

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Multi-level marketing (MLM), sometimes called direct selling, has proved a money losing proposition for more than sixty years. From lingerie to household items to nutritional supplements to “education” programs, MLMs have screwed consumers hoping to make a little money. History shows that 95% or more of those who join an MLM in hopes of making money end up with a financial loss. In this episode we explore why and warn people, especially young people, against pursuing this type of “business opportunity.”

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In this episode Nancy and I continue to talk with members of the GenZ generation. Nina and Aniket are both working as they prepare for graduate school. While optimistic about their chosen careers, they have concerns over the cost of education and an affordable lifestyle after they graduate.

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Affordability, or the lack there of, is neither a “hoax” nor a “con job.” In this episode we explore the real factors causing consumer confidence to drop. Affordability is not just about current prices; it is also about future expectations. But what do we hear from political leaders? Labels, name calling, and unsupported rhetoric.

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Bill and Nancy interview two Gen Z graduate students about their decision to go to graduate school, their outlook on jobs and careers, their thoughts on AI, and that for them the American Dream may be unachievable.

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For 150 years, American democracy has tried—and repeatedly failed—to rein in corporate power. In this episode, Bill and Nancy trace the original Gilded Age to today’s billionaire class to ask a troubling question: Why does business keep winning?

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Over the past few decades women have played a greater role in the workplace. Their increased involvement has not been without issues, for them and apparently for some men. In this episode I interview Nancy Lasher about her experiences as a professional, those of her peers, and what she has heard from the younger generation of women at work.

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In this episode we describe how technology and competition drove dramatic changes in in-home entertainment. Consumers gained access and choices never before available. Now, after the “creative destruction” phase we wonder if the industry will become more concentrated and less competitive.