#97 Debt-Free at 22: Comfort, Risk & Choosing a Life with No Regrets
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#97 Debt-Free at 22: Comfort, Risk & Choosing a Life with No Regrets
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In this special episode, the boys welcome Hamish back to the podcast — a 22-year-old apprentice who’s debt-free, mortgage-free, and standing at a crossroads many young men face: play it safe or step into the unknown.
Together, they explore the tension between comfort and growth, financial security and life experience. Shane shares his own story of joining the army at 17, while Q reflects on how a life-changing accident pushed him to finally chase what mattered. The conversation digs into why complacency can quietly steal opportunity, and why the regret of not taking a chance often outweighs the discomfort of change.
This episode is a powerful reflection on risk, personal growth, and making proactive choices before life forces your hand — a must-listen for young men finding their path, and parents guiding the next generation.