In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions take on some of the most common — and dangerous — investment myths that can derail retirement plans.

Jim and Casey break down widely held beliefs about risk, market timing, diversification, income investing, and “playing it safe” in retirement. They explain why these myths persist, how they can quietly hurt long-term outcomes, and what a smarter, more disciplined investment approach looks like as you near or enter retirement.

If you’ve ever felt uncertain about how to invest once retirement is on the horizon, this episode provides clarity and perspective to help you make confident, informed decisions.

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00:00 – Introduction: Why retirement investment myths are so common 01:42 – Why misinformation spreads in investing 02:10 – Myth #1: “The Stock Market is too risky in retirement” 05:03 – Myth #2: “Bond are always safe” 06:03 – Myth #3: “You can just live off dividends and interest” 08:34 – Myth #4: “Can you time the Market?” 10:12 – Myth #5: “Past performance predicts future results” 12:20 – Myth #6: “Fees don't matter if performance is good” 13:48 – Myth #7: “You don't need professional help - You can do it yourself” 16:40 – How to protect yourself from investment myths 21:06 – What smart investing really looks like in retirement 23:10 – Key takeaways and final thoughts

Disclaimer

Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.