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What if the secret to building real wealth isn’t working harder, but getting smarter about ownership and leverage? In today’s episode, Steven chats with entrepreneur and investor Joe Edgar as he shares how calling himself a “lazy entrepreneur” actually helped him win. From buying his first fixer-upper at 14 to building tech platforms and launching Loca, Joe breaks down the difference between income, ownership, and systems that work without you. He shares lessons from real estate, venture capital, and time spent with Aboriginal communities in Australia that shaped his views on money and simplicity. If you earn well but feel stuck on a treadmill, this conversation will hit home. Learn how to let your money work harder than your time and build steady, lasting wealth.

Joe Edgar is an entrepreneur, investor, and technology founder known for his early start in real estate and his focus on scalable business models. He purchased and renovated his first property at just 14 years old, building a foundation in real estate that later expanded into lending, angel investing, and venture capital. Over time, he founded and led multiple technology platforms, including property management software and the local commerce rewards app Loca. Edgar has also worked with government-backed investment programs and venture funds, bringing a strong perspective on capital allocation and startup growth. Often calling himself a “lazy entrepreneur,” he promotes building systems that create leverage, passive income, and long-term value rather than trading time for money.

Connect with Joe:
Website: ​​https://loca.us/
LinkedIn: https://www.linkedin.com/in/joseph-edgar-7a018521/
X: https://x.com/Joe_Edgar_
YT: https://www.youtube.com/channel/UC5Nyvxy-oCht0PX_sELkslg


Episode highlights:
(0:00) Intro
(2:40) Meet Joe Edgar
(5:18) Buying a house at 14
(13:35) Australia and cultural lessons
(20:02) Why lifestyle inflation keeps people stuck
(24:45) Lifestyle vs scalable entrepreneurs
(28:30) The vision behind Loca
(42:44) Connecting local businesses with real estate ecosystems
(52:20) Venture capital and fund of funds explained
(1:09:21) Investment strategies: Real Estate vs. Venture Capital
(1:19:47) The importance of home ownership and passive income
(1:30:12) Navigating investment choices
(1:44:42) Where to find and learn more about Joe and his resources
(1:45:25) Outro

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For more resources and guides, check these out:

• Investor 101 https://www.aritacapital.com/investor-101-resource/#
• Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/

If you want to learn more, reach out at:

Email: steven@aritacapital.com

LinkedIn: https://www.linkedin.com/in/aritasteven/

IG: https://www.instagram.com/the.real.arita