Debitize, an online tool that will be available as a mobile app later this summer, works to convert a credit card into a sort of debit card with benefits. The idea is that users can build credit and get the perks that come with many credit cards, while protecting themselves from getting mired in debt. (Debx, another startup, takes a similar approach, using a mobile app.)
"How to Make Your Credit Card Act Like a Debit Card" is from the July 21, 2017 Business section of The New York Times. It was written by Ann Carrns and narrated by Mike DelGaudio.