Written by Victor Idoko. Narrated by AI.

If you couldn't manage your finances tomorrow, would your family know where to start?

For many Australian couples approaching or already in retirement, the answer is somewhere between "yes" and "sort of." The problem isn't always a lack of wealth or even a lack of legal documents. Often, it's that nobody knows where everything is.

In this episode, Victor Idoko introduces a practical seven-part estate planning checklist designed to help families find what they need, understand what they own, and know who to contact when it matters most.

You'll discover:

• The legal core — your Will, powers of attorney, guardianship and medical documents

• The money map — bank accounts, investments, property and ownership details

• Super and insurance — nominations, pensions and insurance policies

• The debt list — home loans, investment loans, personal debt and guarantees

• Your digital life — email, online accounts, password management and two-factor authentication

• The people to call — your executor, solicitor, accountant, financial planner and other key contacts

• The letter of wishes — the personal instructions and explanations your family may need

Victor also explores some of the practical problems families can face when information is missing, including difficulty locating assets, forgotten insurance policies, inaccessible accounts and uncertainty about what you actually wanted.

The episode explains why your superannuation needs particular attention, because it generally sits outside your Will and follows its own rules. You'll also learn why keeping your nominations current and making sure they align with your broader estate plan is important.

You'll also discover why your family's financial map should include:

• Property ownership and purchase records

• Debts and guarantees

• Insurance inside and outside super

• Digital access arrangements

• Professional contacts

• Funeral, aged care and medical preferences

Most importantly, Victor shows that you don't need to complete everything in one sitting.

Start with your Will and powers of attorney.

Then map your super.

Then build your financial map.

Then tell one trusted person where the information is kept.

Because a Will tells your family what you want.

A checklist tells them where to find it.

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