What would it look like to stop working at 50? Or to step away from a high-powered career and spend your time doing something that lights you up instead?

For many women, this is not just a dream. With the right plan, it is a very real option. Melissa Joy, CFP® sits down with Bridget Grimes, founder of Wealth Choice and co-founder of Equita Financial Network, to talk about what retiring in your 50s or 60s actually requires, from knowing your cost of living to healthcare coverage, Roth conversions, and finding purpose on the other side.

Bridget is a financial planner, CFP Board Ambassador, and fierce advocate for women and women-led financial firms. She works with breadwinner women every day who are building toward financial independence, and in this conversation she pulls back the curtain on the planning conversations that make early retirement possible.

What You’ll Learn

• What Coast FIRE is and why it resonates with so many high-achieving women
• Why knowing your actual cost of living is one of the most important retirement planning inputs
• How a stair-step retirement, with part-time or passion work, can meaningfully improve your financial picture
• Why healthcare is the biggest wild card for anyone retiring before Medicare eligibility at 65
• How to think about COBRA, the ACA exchange, and HSAs as part of your early retirement plan
• Why having multiple account types, taxable, pre-tax, and Roth, gives you flexibility and tax options
• How Roth conversions work as a multi-year strategy and why doing them all at once can backfire
• What the Rule of 55 means for 401k access and how it differs from IRA rules
• Why rebalancing your investment allocation matters when you stop earning and start drawing
• How to give yourself permission to think about what you actually want your life to look like
• Why early retirement is as much a social and emotional transition as it is a financial one
• What to look for in a financial advisor if you are planning to retire earlier than traditional ages

Connect with Bridget Grimes

Website: wealthchoice.com

LinkedIn: linkedin.com/in/bridget-venus-grimes-cfp

Facebook: facebook.com/wealthchoice

Instagram:

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