Keith's story is proof that constraints breed creativity. With only one hour during his military lunch break to build a business—dealing with 6-hour time zone differences between Hawaii and the mainland—he developed systems that eventually generated $330,000 in net profit.

Get Keith’s info: https://bit.ly/4adxYeO

Episode Highlights

• The emotional cost of military service and why it drove him to real estate

• Four years of losses before breaking through

• Building deals across 34 states 100% virtually

• The three-part profit center of note investing (cash now, cash flow, cash later)

• Real-world Florida examples of insurance killing deals

• Why killing bad deals is more important than doing deals

• Professional underwriting as legal protection

• AI and automation replacing 389 manual tasks

Key Frameworks Discussed:

The Four Variables: Seller needs, investor needs, property's highest use, and market cycle

The Three Currencies: Time, Money, and Energy

Reasonable Worst Case Scenario Analysis

Keith now runs REI Automated, offering multiple software solutions for real estate investors including live data scraping, AI valuations, and comprehensive automation systems.

Topics: Note Investing, Wholesaling, Fix and Flip, Rental Properties, Subject-to, Wrap Notes, Seller Financing, Real Estate Automation, Military to Entrepreneur

(00:00) Introduction

(02:15) Missing his children's births

(05:30) Rich Dad Poor Dad transformation

(08:45) Investing in Hawaii challenges

(12:00) One hour lunch break strategy

(16:30) Four years of struggles

(19:45) Breaking through to $330K

(23:15) Wholesaling to fix and flip

(27:00) Introduction to notes

(30:45) Four variables deal framework

(35:20) Florida insurance crisis

(39:15) When to kill bad deals

(43:00) Saving $40K by killing deals

(46:15) Professional underwriting importance

(50:30) ARMLO and servicing

(54:00) REI Automated software

(58:15) 2026 market predictions